Dec. 01, 2025
3 Min read
Insurance
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Let’s understand in simple words why you need both.
Whenever we are planning a trip, we generally think about booking the best hotels, tickets, foods, and exciting places we can visit. Plus we also think about protection if a mishap happens, and any sudden expenses may be involved along with stress that comes with financial emergencies.
Let’s look at the fact that travel and health insurance is needed when travelling.
Health insurance is an important policy you must have while travelling or not. Because a medical emergency knocks without alarm. It covers sudden hospital bills, checks-up, surgeries and long term illnesses. But most health insurance plans work only inside their respective country. So when you are travelling abroad, the same plan may not help you.
If you face a medical emergency in another country the cost of treatment can be extremely high. A regular doctor visit can cost many times as compared to India. That’s why one should carefully opt for a good health insurance plan. Some plans also offer world wide coverage, while others allow extra benefits when travelling abroad.
Now let’s look into the benefits of travel insurance.
When we talk about travel insurance the policy is designed specifically relevant to the trip. Its duration is valid from the time you travel to the time you come back home. It covers the expenses related to health that can happen during travel.
A travel insurance plan helps in:
When you opt for travel health insurance, some plans are really beneficial. You must check the documents carefully. Finkeda offers travel health insurance plans that are extremely beneficial. While travelling abroad, travel health insurance is very important to avoid paying huge hospital bills in terms of emergencies.
The best part? Buying Travel Insurance Online takes only a few minutes. You can compare plans and pay instantly.
Many people feel that one policy is enough. But both policies do different jobs, and together they give full protection.
Health Insurance covers:
Travel Insurance covers:
When you combine both, you stay protected at home and during your trips.
Let’s have a look at some of the common situations so we can understand the policies better.
Suppose you are travelling to Dubai and your flight gets cancelled due to bad weather. The airline reschedules the flight, but the hotel you booked refuses to refund your money. A good travel insurance plan will cover the loss.
Lets understand with one more example, suppose you are holidaying in Singapore and suddenly slip while walking. Now you need an immediate treatment. With a travel health insurance plan, the hospital bill will be taken care of.
Here’s another situation – your baggage doesn’t arrive on time. Travel insurance gives you money to buy basic items like clothes and toiletries until your bag is found.
These small incidents can spoil your whole trip. But with insurance, you stay relaxed.
Choosing insurance is simple if you know what to look for.
For Health Insurance:
For Travel Insurance:
These details help you get the right protection.
Traveling should be fun, not stressful. A good health insurance plan protects you in your daily life. A good travel insurance plan protects you when you’re on the move. Together, they give you peace of mind, whether you are in India or anywhere in the world.
So before your next trip, pack your bags, check your documents, and don’t forget these two important things – health insurance and travel insurance. They keep you safe, secure, and ready for any situation.
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