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Why Finkeda for
Money Transfers?

Zero Infrastructure Investment
Merchants don’t need a branch, just a device. Finkeda bridges these rural and urban gaps by offering secure domestic money transfer services through advanced, scalable technology.
Instant Commissions on Every Transaction
Earn as you serve. Merchants enjoy real-time commissions with every successful transaction, no waiting, no chasing.
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Trusted by 45,000+ Merchants
Our network grows with trust. Thousands of merchants already count on Finkeda’s money transfer services to deliver safe, timely banking to the communities they care about.
Real-Time Reports & Transaction History
Everything is trackable. Merchants can access instant transaction records, reports and status updates through our platform–whether it’s a routine transfer or an instant money transfer.
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Get Started in 4 Easy Steps

A step-by-step path of growth, innovation and reach, connecting every corner of India with trusted online money transfer solutions.
Step 1
1
Customer Walks In to Send Money
It begins with a simple visit. The customer walks into a Finkeda merchant outlet with cash in hand, ready to send. They provide the essential banking details: Beneficiary Name, Account Number, IFSC Code
Step 2
2
Merchant Logs the Transfer
Using Finkeda's secure portal or mobile app, the merchant enters the transaction. Sender verification is done if needed and the transfer method is chosen: IMPS for instant money transfer and NEFT for scheduled transfers. The system auto-calculates fees and generates a transparent summary.
Step 3
3
Banking System Takes Over
The request is sent to our partner bank, which routes the transfer via NPCI's network: IMPS for real-time 24x7 settlement NEFT for batch-wise processing during bank hours.
Step 4
4
Transaction Complete
Once successful: The recipient receives the funds in their bank account. The sender gets an SMS confirmation. The merchant provides a printed or digital receipt. Every transaction is backed by Finkeda's robust tech and trusted processu‐whether it's a standard NEFT or DMT money transfer via IMPS, so your money reaches where it matters, when it matters.
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Key Features & Benefits

01
Swift Domestic Transfers
No long waits. Funds are processed and delivered in real-time using IMPS or NEFT, depending on your needs. Quick access means no delays, just efficient, reliable service.
Swift Domestic Transfers
02
Available 24/7, 365 Days
Transfers don't wait for business hours. That's why our online money transfer platform works around the clock, even on Sundays and holidays, so you are never held back by a calendar.
Available 24/7, 365 Days
03
Encrypted and Secure
Every transaction goes through multi-layered encryption and bank-grade protocols. From sender to receiver, your DMT money transfer is protected at every step.
Encrypted and Secure
04
Send to Any Bank Across India
With support for all major banks and thousands of branches nationwide, your customer can send money to virtually any account, rural or urban, with confidence through our domestic money transfer services.
Send to Any Bank Across India
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.