Finkeda
✕
Rectangle
Finkeda
Home
/
Individuals
/
Personal Loan
Finkeda
Finkeda

One App. Full Access. Anytime, Anywhere.

QR Code – Playstore
Finkeda Finkeda Prime App
Finkeda
Finkeda

An associate partner with Muthoot Fincorp Limited

Muthoot Fincorp Limited
Finkeda ask@finkeda.com
Finkeda

Personal Financing Made Simple with Finkeda

Trusted Partnership
Trusted Partnerships
Finkeda works alongside leading financial institutions to bring you reliable, unsecured personal loans built specifically for salaried professionals.
Effortless Digital Journey Icon
Effortless Digital Journey
Enjoy a fully paperless process, competitive interest rates starting at just 18%, flexible repayment choices, and documentation requirements kept to an absolute minimum.
Personal Financing Made Simple with Finkeda
Rapid Fund Disbursal Icon
Rapid Fund Disbursal
Apply online for a personal loan of up to ₹5,00,000. With instant verification and quick approvals, funds are transferred directly to your bank account in no time.
Flexible Repayment Options Icon
Flexible Repayment Options
Pick a monthly installment plan that suits you, with tenors ranging from 24 to 36 months, so managing your budget feels effortless rather than stressful.
Finkeda
Finkeda

Why Choose Finkeda

Fast Disbursals
01
Fast Disbursals
Access the funds for your personal needs without unnecessary delays. Our streamlined process ensures quick approvals and faster disbursals, helping you seize opportunities when they matter most.
Minimal Documentation
02
Minimal Documentation
A simple application process with only the essential documents required. This helps reduce paperwork and allows for a smoother borrowing experience.
Fully Digital Experience
03
Fully Digital Experience
Complete your application, submit documents, and receive funds from the comfort of your home or office. The entire journey is designed to be convenient and efficient.
Transparent Process
04
Transparent Process
Clarity is at the heart of everything we do. All applicable charges, terms, and repayment details are shared upfront, so you can make informed financial decisions with confidence.
Flexible Repayment Options
05
Flexible Repayment Options
Choose a repayment schedule that aligns with your personal requirements. Whether your cash flow is daily, weekly, or monthly, repayment plans are designed to support your growth.
Dedicated Assistance
06
Dedicated Assistance
Our support team is available throughout your loan journey to answer questions, provide guidance, and ensure a seamless experience from application to repayment.
Finkeda
Finkeda

Get Started in 6 Easy Steps

How to Apply for a Personal Loan
Download the App
1
Download the App
Open the Play Store and search for “Finkeda Prime”. Download and install the app on your smartphone. Sign up with your mobile number and basic details. Set your PIN to secure your account and complete the setup.
Select Personal Loan
2
Select Personal Loan
Go to the Personal Loan section and select the loan option to begin your application.
Enter Your Details
3
Enter Your Details
Fill in your personal loan requirement details.
Upload Documents
4
Upload Documents
Upload your Aadhaar, PAN, business proof, and 6 months’ bank statement.
Complete Video KYC
5
Complete Video KYC
Complete your video KYC and video personal discussion online.
Get Approval & Disbursal
6
Get Approval & Disbursal
Once approved, the loan amount is directly credited to your bank account.
Finkeda
Finkeda

Key Features & Benefits

Quick & Hassle-Free Loan
Get Funded Quickly
Get the funds you need without unnecessary waiting. Our streamlined digital process ensures quick approvals and rapid disbursals straight to your salaried account, so you're covered whenever unexpected expenses or exciting opportunities arise.
Minimal Documentation Icon
Minimal Documentation
Forget stacks of paperwork. Our simple eligibility checks only ask for the essentials, giving you a smooth, hassle-free borrowing experience built around your monthly salary cycle.
A Fully Digital Experience Icon
A Fully Digital Experience
Apply, verify your identity remotely, and track your funds all from home or the office. The entire journey runs through Video KYC, keeping things seamless, efficient, and refreshingly modern.
Complete Pricing Transparency Icon
Complete Pricing Transparency
We believe clarity should come standard. Every processing fee, interest term, and fixed EMI is shared upfront, no surprises involved, so you can make informed financial decisions with total confidence.
Repayment Built Around You Icon
Repayment Built Around You
Choose a monthly installment schedule that fits comfortably into your household budget. Spread across 24 to 36 months, our plans are thoughtfully designed to protect your monthly savings.
Support at Every Step Icon
Support at Every Step
Our personal loan team is with you throughout your journey, from your first verification question to setting up automated repayments, offering expert guidance whenever you need it.
Finkeda

Frequently
Asked Questions

Why should I always pay my loan EMIs on time?

Timely loan repayments build your financial reputation. Paying on schedule offers key advantages.

Is there any fee for consulting Finkeda’s loan experts?

No. Consulting with our specialists over the phone or email for plan comparisons and recommendations is 100% free of charge.

What is a personal loan agreement?

A personal loan agreement is a formal legal agreement executed between the borrower and the lender that defines the terms and conditions of the loan and repayment obligations governing the borrowed funds.

Is it possible to carry out the personal loan documentation process online?

Yes, you can carry out the personal loan documentation process online as well.

Who is eligible for a business loan and a personal loan?

Personal loan eligibility generally depends on age, steady income, and credit score, while business loan eligibility depends on business vintage, financial documentation, and the credit profile of both the business and its promoters.

Can I get a personal loan with a low credit score?

Yes, it’s possible, but expect trade-offs like a higher interest rate, a smaller approved amount, or a request for a strong co-applicant.

View All FAQs