Established in Rajasthan, marking the beginning of our journey.
2019-2020
Marked the beginning of our journey with just one goal of taking digital banking solutions to every village in India. Rajasthan is where that dream was born and is now growing.
2020-2021
Started offering digital payment solutions in rural areas as a Business Correspondent (BC) partner.
2021-2022
Rolled out AePS, Micro ATM and more services across small villages and towns in India to take banking solutions to every doorstep.
2022-2023
We expanded our offerings to offer a diverse range of travel services.
2023-2024
We introduced digital insurance as part of our ongoing effort to make necessary financial services more accessible to everybody.
2024-2025
We are broadening our financial offerings to provide underprivileged communities with access to credit and wealth-building opportunities.
2025-2026
We expanded from the B2B segment into B2C with the launch of our Finkeda Prime App, introducing new products - AI Flexi Loans, along with Insurance, Travel, Lending, and Investment services.
One App. Full Access. Anytime, Anywhere.
Download the Finkeda app and make utility bill payments online, book travel, make investments, and more.
With micro ATMs & AePS, we’ve made advanced finance feel just like neighbourhood shopping.
Individuals from rural areas often need to travel to different villages for their banking and financial needs.
There are limited wealth-building products available in small towns and rural regions.
Local merchants not only deal with thin profit margins but also have limited income opportunities.
With micro ATMs & AePS, we’ve made advanced finance feel just like neighbourhood shopping.
Individuals from rural areas often need to travel to different villages for their banking and financial needs.
There are limited wealth-building products available in small towns and rural regions.
Local merchants not only deal with thin profit margins but also have limited income opportunities.
We equip shopkeepers with easy-to-use tech tools to offer banking, travel, insurance, and more.
All our real-time secure payments are backed by robust tech and transparent support.
Be it banking, bookings, or bills, we offer all services in one stop with Finkeda-powered stores.
Our app is simple, user-friendly, and offers access to all our services.
"I didn't know how to transfer money to anyone. But now, I can do money transfers easily with the shop next door. Thank you Finkeda!"
"Earlier, I had to travel more than 10km to pay my loan EMI. Now, I just walk to the nearest Finkeda store and it is done in 2 minutes!"
"Finkeda turned my shop into a bank. My income grew, and my village finally has easy banking access!"
"I didn't know how to transfer money to anyone. But now, I can do money transfers easily with the shop next door. Thank you Finkeda!"
"Earlier, I had to travel more than 10km to pay my loan EMI. Now, I just walk to the nearest Finkeda store and it is done in 2 minutes!"
"Finkeda turned my shop into a bank. My income grew, and my village finally has easy banking access!"
Depending on the service, commissions from Finkeda’s reliable and rural financial services are disbursed either immediately or daily. You can keep tabs on everything from your agent dashboard.
A failed AePS transaction often reverses itself within 72 hours if the amount has been debited from the customer’s account. During this time, you can avail our assistance at all times.
mATM offers all banking services, including cash withdrawals, mini statement printouts, and balance enquiries. Finkeda’s merchant partner streamlines your financial activities with convenience.
You must sign up as a merchant with Finkeda to offer rural financial services in your village. These digital banking services include AePS, utility bill payments, Micro ATM, insurance and more.
By converting stores into online banking hubs, merchants generate more revenue, increase foot traffic, and offer essential services, which include, but are not restricted to, bill pay, cash withdrawal, and recharges.
Finkeda offers the best financial services, which not only encourage accessibility but also convenience. You can pay your gas, water and electricity bills by using utility payment services.
Yes, Finkeda’s platform adheres to stringent security guidelines to provide secure, easy access to reliable financial services across India.
Indeed! You earn from every transaction, including bill payments and recharges, while benefitting your rural community with Finkeda’s banking services.
With AePS, you can provide micro statements, balance checks, and withdrawals. It helps us bring rural financial services closer to users without requiring them to visit a bank.
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Digital banking makes financial transactions simple, fast and accessible anywhere, anytime through secure digital platforms. It strengthens users with transparency, greater control & convenience in handling transactions.
Introduction:
Finkeda is a progressive-thinking fintech company dedicated to bridging the digital banking lapse in rural & semi-urban India. Millions of people depend on transactions by cash; therefore, Finkeda brings Digital Banking Services, Fintech Solutions, and Convenient Financial Services directly to local communities.
Our goal is simple yet effective, enabling every individual to have access to essential financial services without the hassle of travelling to cities, distant towns, or standing in long bank queues. At Finkeda, we aim to provide Digital Banking advantages that are inclusive, convenient & available where people work and live. Partnering with local retailers, shopkeepers known as Finkeda saathi, we have built a robust network that brings financial solutions, digital banking directly to people across rural & semi-urban India.
Through this trusted network, Finkeda bridges the gap between traditional banking infrastructure and underserved populations. Our approach focuses on accessibility, reliability, and ease of use, ensuring that financial services & solutions reach the last mile efficiently.
A comprehensive range of financial solutions is offered by Finkeda, they are specifically designed to meet daily needs at the nearby shop. From Aadhaar Banking, AePS Services, and Micro ATM facilities to Utility Bill Payments, Domestic Money Transfer, Education Fee Payments, EMI Cash Deposits, and Cash Management Services, we make sure that every essential financial solution is available under one roof. Let's understand in detail how these features help.
AePS Services - Cash Withdrawal, Cash deposit, Mini-statement, Balance Enquiry
Domestic Money Transfer - Cash to merchant bank transfer
Micro ATM - Cash Withdrawal, Balance Enquiry
CMS - EMI Loan Payment
BBPS (Utility Bill Payments) - Electricity, Mobile Recharge, Gas, Water Bills, House Tax, Recharge - Mobile prepaid & postpaid, DTH services
Insurance Services - Health, Life, General, and Travel Insurance
Travel Packages - Cost-effective Travel Packages offered by Finkeda along with prompt support
Travel Bookings - Best deals like Bus Ticket, Flight Ticket & Hotel Booking Services
Education Bill Payments - School fee deposit service anytime, anywhere.
In rural India, traveling far for banking has been a major barrier. Finkeda has formed a wide network of partner outlets and is still striving to grow the reachability so the customers can withdraw cash, deposit EMIs, check balance, access mini-statement, or transfer money from their own vicinity, staying anywhere in India.
The foundation of every financial transaction is trust. Secure encryption, API integrations, & real-time transaction processing ensuring safety & transparency is the thumb rule Finkeda follows. Whether it is Aadhaar Banking, Domestic Money Transfer, or Utility Bill Payment, our systems are designed to minimize errors and provide dependable service for both customers and merchants.
An All-in-one financial solution platform is what Finkeda stands for. Customers can access Digital Banking services, AePS-based withdrawals, debit card-based Micro ATM transactions, education fee payments, utility bill payments for electricity, gas, water, broadband, DTH, and FASTag, domestic money transfers, EMI cash deposits, and mobile or DTH recharges at any nearby Finkeda Saathi outlet. This collective approach saves time, simplifies financial activities and reduces effort.
This step of providing financial solutions closer to you, finkeda has also empowered the local store owners. Shopkeepers can offer fintech solutions, earn additional income, increase footfall, and become trusted financial service providers in their communities. With minimal setup, training, and strong technical support, Finkeda enables local businesses to grow while delivering essential services.
Finkeda offers instant, paperless transactions, reduced travel, higher accessibility, and improved transparency. Its multi-service integration allows customers to complete multiple financial tasks in a single visit, ensuring convenience and consistent engagement. With dedicated customers and merchant support available, we ensure smooth operations and uninterrupted service delivery.
Through innovation, trust, and community partnerships, Finkeda continues to build a stronger, more inclusive digital banking in India.
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