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Why You Need Smarter General Insurance

Coverage Without Confusion
Coverage Without Confusion
Traditional insurance feels like a maze of forms and agents. With Finkeda, you see your options clearly, and all policies are explained in plain language.
Plans for Your Lifestyle
Plans for Your Lifestyle
Whether you’re a small shop owner, a household head, or running a workshop, Finkeda brings relevant insurance options tailored to your space and budget.
Why You Need Smarter General Insurance
Digital, But Not Distant
Digital, But Not Distant
Even if you live in a remote town, you can access our platform from your phone or visit a nearby Finkeda partner to get fully assisted insurance services.
One App, Multiple Policies
One App, Multiple Policies
No more chasing agents or losing documents. Your general insurance policies — from property to vehicle — live in one app, easy to track and renew.
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Why Choose Finkeda for General Insurance

Fast, Paperless Policy Issuance
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Fast, Paperless Policy Issuance
From getting quotes to receiving the policy, every step is done online. No signatures, no printing, and no courier delays.
Affordable Plans for All
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Affordable Plans for All
Start from as low as ₹50/month. Whether you need basic protection or premium coverage, there’s a flexible plan that fits your income.
Genuine, Verified Insurance Providers
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Genuine, Verified Insurance Providers
Finkeda partners only with trusted insurers. You’re not just buying any policy — you’re buying security that counts when it matters.
Multi-Policy Discounts
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Multi-Policy Discounts
Buy two or more plans (like home + motor), and unlock combo discounts. Pay less, get more.
Support in Your Language
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Support in Your Language
Don’t get lost in jargon. Our customer support team explains things clearly in Hindi, English, or your regional language.
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Get Started in 3 Easy Steps

Get covered in just a few taps or at a nearby Finkeda partner store.
Step 1
1
Open the Finkeda Prime App
Download from Play Store and sign up with your mobile number. Log in securely using a PIN. Tap on “Insurance Services“ from your dashboard.
Step 2
2
Select General Insurance
Choose what you want to insure — home, shop, electronics, or more. Answer a few short questions about the property and your budget. Compare options, coverage details, and premiums.
Step 3
3
Pay and Get Covered
Choose UPI, wallet, or card to make a payment. Your digital policy is issued instantly and stored in your app. You’ll also get reminders to renew well before expiry.
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Key Features & Benefits

No Paper, No Delay
No Paper, No Delay
Buy policies instantly. Download your certificate the moment payment is done.
Tailored Coverage Options
Tailored Coverage Options
From a small kirana store to a full family house, choose protection based on your needs and area type.
Damage, Theft, and Disaster Cover
Damage, Theft, and Disaster Cover
Plans available for fire, burglary, natural disasters, electrical damage, and more.
Real-Time Support
Real-Time Support
Have a question? Chat with us inside the app or call for quick help. There’s no waiting in queues.
Renew Without Stress
Renew Without Stress
Get notified before expiry, tap once to renew, and avoid policy lapses or fines.
All-in-One Policy Tracker
All-in-One Policy Tracker
See all your general insurance policies together, past and current, with claim history and receipts.
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Frequently
Asked Questions

How do merchants benefit by partnering with Finkeda?

By converting stores into online banking hubs, merchants generate more revenue, increase foot traffic, and offer essential services, which include, but are not restricted to, bill pay, cash withdrawal, and recharges.

Can I use Finkeda’s platform to make utility bill payments?

Finkeda offers the best financial services, which not only encourage accessibility but also convenience. You can pay your gas, water and electricity bills by using utility payment services.

Is using Finkeda’s digital banking services secure?

Yes, Finkeda’s platform adheres to stringent security guidelines to provide secure, easy access to reliable financial services across India.

Do I get commissions for providing financial services?

Indeed! You earn from every transaction, including bill payments and recharges, while benefitting your rural community with Finkeda’s banking services.

What is AePS, and how does it benefit me?

With AePS, you can provide micro statements, balance checks, and withdrawals. It helps us bring rural financial services closer to users without requiring them to visit a bank.

Will I be able to access Finkeda’s banking services on holidays?

Yes, customers can access cash even on vacation, thanks to AePS and Micro ATM, ensuring that digital banking solutions are truly accessible at any time and from any location.

When will I receive my commission?

Depending on the service, commissions from Finkeda’s reliable and rural financial services are disbursed either immediately or daily. You can keep tabs on everything from your agent dashboard.

What happens if an AePS transaction doesn’t work?

A failed AePS transaction often reverses itself within 72 hours if the amount has been debited from the customer’s account. During this time, you can avail our assistance at all times.

What services are included in Micro ATMs?

mATM offers all banking services, including cash withdrawals, mini statement printouts, and balance enquiries. Finkeda’s merchant partner streamlines your financial activities with convenience.

How can I offer Finkeda financial services at my store?

You must sign up as a merchant with Finkeda to offer rural financial services in your village. These digital banking services include AePS, utility bill payments, Micro ATM, insurance and more.