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Our Services

For Individuals
For Businesses
For Individuals
For Businesses
BBPS Utility Bill<br> Payment in Minutes

BBPS Utility Bill
Payment in Minutes

Pay utility bills, mobile recharges, & credit card dues anytime, safely via your local Finkeda merchant.

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Travel Bookings<br> Near You

Travel Bookings
Near You

Book your next bus, hotel or flight ticket online right by visiting your nearby merchant.

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Fast, Fair<br> Insurance

Fast, Fair
Insurance

Get covered instantly with life, health, general, travel & motor insurance without moving out of your locality.

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P2P Lending that<br> Reaches You

P2P Lending that
Reaches You

Connect with verified lenders or borrowers and get instant access to money without visiting banks.

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Invest in MFs<br> & NCDs

Invest in MFs
& NCDs

Start investing in Mutual Funds or NCDs easily from your nearest trusted Finkeda outlet.

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Scan & Pay Easily<br> With TPAP

Scan & Pay Easily
With TPAP

Our NPCI-approved TPAP service will let you scan, pay & settle payments all in one tap.

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FastTag for Rides <br>with No Toll Stops

FastTag for Rides
with No Toll Stops

Get new FastTags, recharge existing ones & breeze through tolls. Quick setup at your local store.

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Domestic Money <br>Transfer (DMT)

Domestic Money
Transfer (DMT)

Facilitate fast and secure fund transfers across India for your customers.

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AePS (Aadhaar-enabled<br> Payment System)

AePS (Aadhaar-enabled
Payment System)

Let customers withdraw cash or check balances using just their Aadhaar.

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Micro ATM

Micro ATM

Provide cash withdrawals, deposits, and fund transfers from your shop.

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Collect All Bills<br> With BBPS

Collect All Bills
With BBPS

Accept utility bill payments like electricity, water, FastTag, credit cards & mobile bills instantly.

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Manage EMIs & Cash<br> With CMS

Manage EMIs & Cash
With CMS

Collect EMIs to streamline loan collection and manage cash effectively.

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Travel Booking<br> Services

Travel Booking
Services

Offer bus, hotel, and flight bookings online right from your counter.

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Sell Insurance,<br> Serve Security

Sell Insurance,
Serve Security

Offer health, motor, travel & life insurance to customers with quick, verified onboarding.

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Quick PAN Services<br> at Retail

Quick PAN Services
at Retail

Register or update PAN cards quickly for your walk-in customers.

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Our Journey

From 1 merchant to 45,000+, we’re building India’s financial backbone with inclusive, hyperlocal access.

From 1 merchant to 45,000+, we’re building India’s financial backbone with inclusive, hyperlocal access.

2019 - 2020

2019 - 2020
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Established in Rajasthan, marking the beginning of our journey.

Established In Rajasthan

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2019-2020

Marked the beginning of our journey with just one goal of taking digital banking solutions to every village in India. Rajasthan is where that dream was born and is now growing.

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2020-2021

Started offering digital payment solutions in rural areas as a Business Correspondent (BC) partner.

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2021-2022

Rolled out AePS, Micro ATM and more services across small villages and towns in India to take banking solutions to every doorstep.

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2022-2023

We expanded our offerings to offer a diverse range of travel services.

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2023-2024

We introduced digital insurance as part of our ongoing effort to make necessary financial services more accessible to everybody.

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2024-2025

We are broadening our financial offerings to provide underprivileged communities with access to credit and wealth-building opportunities.

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One App. Full Access. Anytime, anywhere.

Simplify Finance and
Banking with One App

Download the Finkeda app and make utility bill payments online, book travel, make investments, and more.

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Our Partners

Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
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Why Choose Us

Finkeda is solving the everyday financial problems that rural India faces with simple, local-first rural financial services.

Finkeda is solving the everyday financial problems that rural India faces with simple, local-first rural financial services.

What Problems Do We Solve

Lack of Digital Finance in Small Towns

With micro ATMs & AePS we have made advanced finance feel just like neighbourhood shopping.

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Fragmented Financial Services

Individuals from rural areas often need to travel to different villages for their banking and financial needs.

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No Access to Investment Options

There are limited wealth-building products available in small towns and rural regions.

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Limited Income Opportunities for Local Shops

Local merchants not only deal with thin profit margins but also have limited income opportunities.

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Lack of Digital Finance in Small Towns

With micro ATMs & AePS we have made advanced finance feel just like neighbourhood shopping.

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Fragmented Financial Services

Individuals from rural areas often need to travel to different villages for their banking and financial needs.

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No Access to Investment Options

There are limited wealth-building products available in small towns and rural regions.

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Limited Income Opportunities for Local Shops

Local merchants not only deal with thin profit margins but also have limited income opportunities.

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Why Choose Us

We empower local merchants and bring convenience to communities by giving them access to the best financial services right at their doorsteps.

We empower local merchants and bring convenience to communities by giving them access to the best financial services right at their doorsteps.

How We Solve It

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Empowering Merchants with Tech

We equip shopkeepers with easy-to-use tech tools to offer banking, travel, insurance, and more.

Empowering Merchants with Tech
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Fast, Safe, Reliable Platform

All our real-time secure payments are backed by robust tech and transparent support.

Fast, Safe, Reliable Platform
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Range of Services in One Place

Be it banking, bookings, or bills, we offer all services in one stop with Finkeda-powered stores.

Range of Services in One Place
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App Designed for Everyone

Our app is simple, user-friendly, and offers access to all our services.

App Designed for Everyone
Empowering Merchants with Tech
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How to use Finkeda
Services

Thought of a Loan? Finkeda Made It Happen!

Finkeda IPL kifayati and Found AMAZING Results

Pakoda Showdown Finkeda

Finkeda Joins Gujarat Titans as Official Partner!

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Voices from Every
Corner We Serve

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"I didn' t know how to transfer money to anyone. But now, I can do money transfers easily with the shop next door. Thank you Finkeda!"

— Manju Kumawat

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"Earlier, I had to travel more than 10km to pay my loan EMI. Now, I just walk to the nearest Finkeda store and it is done in 2 minutes!"

— Anjali Mehra

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"Finkeda turned my shop into a bank. My income grew, and my village finally has easy banking access!"

— Hemant Kohli

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"I didn' t know how to transfer money to anyone. But now, I can do money transfers easily with the shop next door. Thank you Finkeda!"

— Manju Kumawat

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"Earlier, I had to travel more than 10km to pay my loan EMI. Now, I just walk to the nearest Finkeda store and it is done in 2 minutes!"

— Anjali Mehra

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"Finkeda turned my shop into a bank. My income grew, and my village finally has easy banking access!"

— Hemant Kohli

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Our Blog

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Frequently
Asked Questions

When will I receive my commission?

Depending on the service, commissions from Finkeda’s reliable and rural financial services are disbursed either immediately or daily. You can keep tabs on everything from your agent dashboard.

What happens if an AePS transaction doesn’t work?

A failed AePS transaction often reverses itself within 72 hours if the amount has been debited from the customer’s account. During this time, you can avail our assistance at all times.

What services are included in Micro ATMs?

mATM offers all banking services, including cash withdrawals, mini statement printouts, and balance enquiries. Finkeda’s merchant partner streamlines your financial activities with convenience.

How can I offer Finkeda financial services at my store?

You must sign up as a merchant with Finkeda to offer rural financial services in your village. These digital banking services include AePS, utility bill payments, Micro ATM, insurance and more.

How do merchants benefit by partnering with Finkeda?

By converting stores into online banking hubs, merchants generate more revenue, increase foot traffic, and offer essential services, which include, but are not restricted to, bill pay, cash withdrawal, and recharges.

Can I use Finkeda’s platform to make utility bill payments?

Finkeda offers the best financial services, which not only encourage accessibility but also convenience. You can pay your gas, water and electricity bills by using utility payment services.

Is using Finkeda’s digital banking services secure?

Yes, Finkeda’s platform adheres to stringent security guidelines to provide secure, easy access to reliable financial services across India.

Do I get commissions for providing financial services?

Indeed! You earn from every transaction, including bill payments and recharges, while benefitting your rural community with Finkeda’s banking services.

What is AePS, and how does it benefit me?

With AePS, you can provide micro statements, balance checks, and withdrawals. It helps us bring rural financial services closer to users without requiring them to visit a bank.

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Trusted by Thousands,
Growing Every Day

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50,000+

Total Merchants

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₹5,000+

Average Transaction Value

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2,03,361+

Transactions Per Month

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350+

Total Employees