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Why You Need Health Insurance That Works for You

Medical Costs Are Rising Fast
Medical Costs Are Rising Fast
A single hospital visit can wipe out years of savings. Finkeda helps you secure a health plan that covers major treatments, emergencies, and medicines, with zero paperwork.
Plans for Individuals, Families, or Seniors
Plans for Individuals, Families, or Seniors
Whether you’re insuring yourself, your kids, or ageing parents, there’s a plan that fits your needs and life stage.
Why You Need Health Insurance That Works for You
No More Agent-Driven Confusion
No More Agent-Driven Confusion
Choose what’s right for you, not what someone else wants to sell. We list only trusted, IRDAI-approved providers, with all terms explained clearly.
Health Plans Start Under ₹150/month
Health Plans Start Under ₹150/month
Start small. Scale as you go. Finkeda offers options for all income groups, with or without pre-existing conditions.
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Why Choose Finkeda for Health Insurance

Quick, Digital Signup
01
Quick, Digital Signup
All you need is your PAN and mobile number to view and buy health insurance instantly. No clinic visits or manual forms.
Compare and Choose in Minutes
02
Compare and Choose in Minutes
See coverage, hospitals, exclusions, and benefits side by side. Select by premium amount, age, or plan features.
Cashless Hospital Network Access
03
Cashless Hospital Network Access
Most policies on Finkeda come with large cashless networks — just show your digital card and get treated without upfront payments.
Smart Filters for Custom Needs
04
Smart Filters for Custom Needs
Need maternity cover? Want OPD benefits? Prefer a higher claim limit? Use filters to narrow down plans customised to your situation.
Digital Storage & Instant Access
05
Digital Storage & Instant Access
All policy documents, renewal dates, and claim status are saved in your Finkeda app for easy access anytime.
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Get Started in 3 Easy Steps

Your health plan is just a few taps away.
Step 1
1
Download the Finkeda Prime App
Search “Finkeda Prime“ on Play Store. Register with your mobile number and create a secure PIN. Complete your eKYC with PAN.
Step 2
2
Explore Health Insurance Plans
Open the Insurance tab and select “Health“. Answer basic questions like age, family size, and city. Compare recommended plans based on your input.
Step 3
3
Pay and Get Covered
Choose your preferred policy and make payment via UPI, wallet, or card. Get your policy instantly in-app and start coverage from Day 1 or as per plan. Track all your policies, premiums, and claims under one dashboard.
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Key Features & Benefits

Coverage from Day One
Coverage from Day One
Many plans offer coverage for emergencies and basic illnesses immediately. No waiting for months.
Transparent Details, No Fine Print Surprises
Transparent Details, No Fine Print Surprises
We show you what’s covered, what’s not, and what each term means — so you always know what you’re buying.
No Paper, No Middlemen
No Paper, No Middlemen
Buy, renew, and manage policies yourself just by using our app. Skip long queues or phone calls.
Affordable for All Budgets
Affordable for All Budgets
Whether you want basic coverage or premium care, there’s a plan that fits your wallet and expectations.
Cashless Network at Top Hospitals
Cashless Network at Top Hospitals
Get treated without cash at thousands of empanelled hospitals. Your digital ID is all you need.
Renew or Claim Anytime
Renew or Claim Anytime
Use the app to renew policies, file claims, or get help 24/7 in real-time with zero hassle.
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Frequently
Asked Questions

How do merchants benefit by partnering with Finkeda?

By converting stores into online banking hubs, merchants generate more revenue, increase foot traffic, and offer essential services, which include, but are not restricted to, bill pay, cash withdrawal, and recharges.

Can I use Finkeda’s platform to make utility bill payments?

Finkeda offers the best financial services, which not only encourage accessibility but also convenience. You can pay your gas, water and electricity bills by using utility payment services.

Is using Finkeda’s digital banking services secure?

Yes, Finkeda’s platform adheres to stringent security guidelines to provide secure, easy access to reliable financial services across India.

Do I get commissions for providing financial services?

Indeed! You earn from every transaction, including bill payments and recharges, while benefitting your rural community with Finkeda’s banking services.

What is AePS, and how does it benefit me?

With AePS, you can provide micro statements, balance checks, and withdrawals. It helps us bring rural financial services closer to users without requiring them to visit a bank.

Will I be able to access Finkeda’s banking services on holidays?

Yes, customers can access cash even on vacation, thanks to AePS and Micro ATM, ensuring that digital banking solutions are truly accessible at any time and from any location.

When will I receive my commission?

Depending on the service, commissions from Finkeda’s reliable and rural financial services are disbursed either immediately or daily. You can keep tabs on everything from your agent dashboard.

What happens if an AePS transaction doesn’t work?

A failed AePS transaction often reverses itself within 72 hours if the amount has been debited from the customer’s account. During this time, you can avail our assistance at all times.

What services are included in Micro ATMs?

mATM offers all banking services, including cash withdrawals, mini statement printouts, and balance enquiries. Finkeda’s merchant partner streamlines your financial activities with convenience.

How can I offer Finkeda financial services at my store?

You must sign up as a merchant with Finkeda to offer rural financial services in your village. These digital banking services include AePS, utility bill payments, Micro ATM, insurance and more.