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Domestic Money Transfer (DMT)
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Why Finkeda for
Money Transfers?

Zero Infrastructure Investment
Merchants don’t need a branch, just a device. Finkeda bridges these rural and urban gaps by offering secure domestic money transfer services through advanced, scalable technology.
Instant Commissions on Every Transaction
Earn as you serve. Merchants enjoy real-time commissions with every successful transaction, no waiting, no chasing.
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Trusted by 45,000+ Merchants
Our network grows with trust. Thousands of merchants already count on Finkeda’s money transfer services to deliver safe, timely banking to the communities they care about.
Real-Time Reports & Transaction History
Everything is trackable. Merchants can access instant transaction records, reports and status updates through our platform–whether it’s a routine transfer or an instant money transfer.
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Get Started in 4 Easy Steps

A step-by-step path of growth, innovation and reach, connecting every corner of India with trusted online money transfer solutions.
Step 1
1
Customer Walks In to Send Money
It begins with a simple visit. The customer walks into a Finkeda merchant outlet with cash in hand, ready to send. They provide the essential banking details: Beneficiary Name, Account Number, IFSC Code
Step 2
2
Merchant Logs the Transfer
Using Finkeda's secure portal or mobile app, the merchant enters the transaction. Sender verification is done if needed and the transfer method is chosen: IMPS for instant money transfer and NEFT for scheduled transfers. The system auto-calculates fees and generates a transparent summary.
Step 3
3
Banking System Takes Over
The request is sent to our partner bank, which routes the transfer via NPCI's network: IMPS for real-time 24x7 settlement NEFT for batch-wise processing during bank hours.
Step 4
4
Transaction Complete
Once successful: The recipient receives the funds in their bank account. The recipient receives the funds in their bank account. The merchant provides a printed or digital receipt. Every transaction is backed by Finkeda’s robust tech and trusted process–whether it’s a standard NEFT or dmt money transfer via IMPS, so your money reaches where it matters, when it matters.
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Key Features & Benefits

01
Swift Domestic Transfers
No long waits. Funds are processed and delivered in real-time using IMPS or NEFT, depending on your needs. Quick access means no delays, just efficient, reliable service.
Swift Domestic Transfers
02
Available 24/7, 365 Days
Transfers don't wait for business hours. That's why our online money transfer platform works around the clock, even on Sundays and holidays, so you are never held back by a calendar.
Available 24/7, 365 Days
03
Encrypted and Secure
Every transaction goes through multi-layered encryption and bank-grade protocols. From sender to receiver, your DMT money transfer is protected at every step.
Encrypted and Secure
04
Send to Any Bank Across India
With support for all major banks and thousands of branches nationwide, your customer can send money to virtually any account, rural or urban, with confidence through our domestic money transfer services.
Send to Any Bank Across India
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Our Partners

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Frequently
Asked Questions

How Much Money Can I Transfer Through DMT Service in a Day?

You can transfer up to ₹25,000 per sender per day using Finkeda’s DMT service. This limit is set for safety and compliance. It helps ensure secure transfers while meeting daily financial needs, especially for families and workers sending money back home.

How Does Finkeda’s Money Transfer Service Work?

Visit your nearest Finkeda saathi with cash. Give the beneficiary’s bank account information. Using our app or portal, the saathi records the transaction. Money can be sent within hours with NEFT or instantly with IMPS. A receipt and an SMS confirmation will also be sent to you.

Is It Safe to Transfer Money Through Finkeda?

Yes, Finkeda ensures every transaction is secure. We use encrypted systems and bank-authorised channels like IMPS and NEFT. Your money reaches the right place with full safety. You also get confirmation and a receipt, giving you peace of mind.

What Documents Do I Need to Send Money?

You might be required to present a legitimate identification card, such as a voter ID, Aadhaar, or PAN. By doing this, the Finkeda saathi avoids fraud and confirms your identity. Your information is secure, and the process is quick. The majority of transfers go smoothly and only need the most basic data.

What Are the Benefits of Becoming a DMT saathi with Finkeda?

You earn a commission on every transfer while helping people send money easily. The system is fast and secure and available all year. As a merchant, you attract more customers, grow your business and support your local community at the same time.

Do I Need a License to Offer DMT Services?

No special license is needed. Finkeda provides everything you need as an saathi. You just need to register with us, and we’ll give you access to the portal or app. With basic training, you can start offering money transfer services right away.

Can I Transfer Money on Weekends or Holidays?

Yes, Finkeda’s DMT service works every day, including weekends and holidays. Since we use IMPS, the money reaches instantly, even outside regular bank hours. This is especially helpful for urgent needs or when banks are closed.

Is Customer Support Available for Failed Transactions?

Absolutely. If a transaction fails, our support team is ready to help. You can contact the Finkeda saathi or reach us directly. We’ll check the issue and either process the refund or complete the transfer quickly. Your peace of mind is our priority.