Tax planning involves organising your finances in light of applicable tax laws and your financial goals.
Tax-saving options are financial products or arrangements that may offer tax benefits under applicable laws and conditions.
ELSS stands for Equity Linked Savings Scheme, a category of equity-oriented mutual fund schemes.
You can contact the Finkeda team to learn more about available financial solutions and the process for accessing them.
Yes. Product features, eligibility and availability depend on the applicable terms and conditions.
A Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in a mutual fund scheme.
Under a SIP, an investor contributes a chosen amount at regular intervals, such as monthly, toward a selected mutual fund scheme.
Depending on the mutual fund and the SIP facility, investors may be able to increase, decrease, pause, or modify their SIP contributions, subject to applicable terms.
SIPs provide a structured way to invest regularly and may help investors maintain investment discipline over time.
No. SIP investments in mutual funds are subject to market risks, and returns are not guaranteed.
E-ETFs are exchange-traded funds that provide exposure to a specific underlying asset or group of assets through a fund structure.
E-ETFs are traded on a stock exchange, and their value generally reflects the performance of the underlying asset or index they track.
E-ETFs can generally be bought or sold through a demat and trading account during market hours, subject to applicable requirements.
They may offer a convenient way to gain exposure to an underlying asset or market through a single exchange-traded instrument.
E-ETFs are subject to market-related risks, and their value can fluctuate based on changes in the underlying asset or market conditions.
Commodity-based derivatives are financial contracts linked to the value or price of an underlying commodity.
Derivatives may be linked to commodities such as metals, energy products, or agricultural commodities.
They may be used for managing exposure to commodity price movements or as part of broader financial strategies.
Common types include futures, options, and forwards.
Prices can be influenced by factors such as changes in supply and demand, market conditions, and movements in the underlying commodity’s price.
Derivatives are financial contracts whose value is linked to an underlying asset, such as stocks, commodities, currencies, or market indices.
A derivative contract derives its value from the price or performance of an underlying asset. Depending on the contract, it may be used to manage risk, gain market exposure, or pursue investment strategies.
Common types include futures, options, forwards, and swaps. Each type has different features, terms, and potential risks.
Derivatives may be used for purposes such as hedging against price movements, managing financial risk, or gaining exposure to an underlying asset without directly owning it.
Derivatives can involve significant risk, including market volatility, leverage-related losses, liquidity risk, and the possibility of losing more than the initial amount invested in certain situations.
Equity can be calculated using the following formula:
Equity = Total Assets − Total Liabilities
Equity can apply to an individual asset, such as a property, or to a business. It is calculated by subtracting liabilities from the total value of the assets.
For example, if a person owns a home worth ₹4,00,000 and has a mortgage of ₹3,00,000, their equity in the property would be ₹1,00,000.
You can invest in stocks in two primary ways: directly by purchasing shares or indirectly through mutual funds.
Equity can help indicate the portion of an asset that you own after accounting for the associated liabilities. It can also provide a broader view of your financial position.
Yes. Equity can increase or decrease as the value of an asset changes, liabilities are paid down, or additional investments are made.
Investments in securities and commodities markets are subject to market risks. Derivatives and margin trading involve substantial leverage risk; 9 out of 10 individual F&O traders incur net losses. Read all scheme- and exchange-related documents carefully before investing. (Refer this disclaimer for the section - Why You Need Smarter Wealth Creation)
Market Risk Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. SIP investments in mutual funds are subject to market risks, and returns are not guaranteed. (Refer this disclaimer for the section - Key Features & Benefits)
SEBI F&O Disclosure: 9 out of 10 individual traders in the equity Futures and Options segment incur net losses. Derivatives and commodity margin contracts carry substantial leverage risk. (Refer this disclaimer for the section - Key Features & Benefits)