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Why You Need Smart, Fixed-Income Investments

Assured Returns, Locked-In Interest
Assured Returns, Locked-In Interest
NCDs are debt instruments that pay you a fixed interest over time. You know exactly what you’ll earn and when, making them a great option for those who prefer stability.
Ideal for Cautious Investors
Ideal for Cautious Investors
If you want to avoid the daily ups and downs of equity markets, NCDs offer the confidence of low risk with consistent returns. Perfect for retirees, salaried professionals, or first-time investors.
Why You Need Smart, Fixed-Income Investments
Credible Issuers, Pre-Screened Options
Credible Issuers, Pre-Screened Options
We partner only with SEBI-registered, credit-rated companies to offer safe and verified NCDs, so you don’t need to second-guess every detail.
Start with What You Can Afford
Start with What You Can Afford
You can begin your NCD journey with small investments and gradually build a diversified portfolio of fixed-return plans suited to your budget.
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Why Choose Finkeda for NCD Investments

Zero Paperwork, Quick Onboarding
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Zero Paperwork, Quick Onboarding
No bank visits. No long forms. Just enter your PAN, complete KYC digitally, and get access to available NCD issues in minutes.
Curated, Verified Opportunities
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Curated, Verified Opportunities
Each listed NCD on Finkeda is carefully selected based on rating agencies, tenure, interest payout type (monthly, quarterly, annually), and issuer credibility.
One Dashboard to Manage All NCDs
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One Dashboard to Manage All NCDs
Track your maturity dates, interest payouts, and upcoming offers from a single place. Stay in control without needing spreadsheets or reminders.
SEBI-Compliant, Transparent Process
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SEBI-Compliant, Transparent Process
We are a registered distributor and ensure every step, right from investment to redemption, follows strict regulatory protocols.
Auto-Reminders for Payouts & Maturities - Image Missing
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Auto-Reminders for Payouts & Maturities - Image Missing
Never miss a date. Get notified when your interest is due or when it’s time to reinvest or withdraw.
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Get Started in 3 Easy Steps

No calls. No waiting. Just a few taps to start earning.
Step 1
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Download the Finkeda Prime App
Search “Finkeda Prime“ on Google Play. Register using your mobile number and verify OTP. Complete your KYC using PAN and a quick e-form.
Step 2
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Explore Available NCDs
ap on the “Investments“ tab. Go to “Fixed Income“ and select from ongoing NCD offers. Check details like interest rate, rating, payout schedule, and issuer background.
Step 3
3
Invest and Track
Select the amount and complete payment via UPI, wallet, or card. Get instant confirmation and view your NCD in the portfolio. Track maturity, interest credit, and redemption timelines in real time.
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Key Features & Benefits

Fixed Interest Earnings
Fixed Interest Earnings
Know your exact return in advance. Most NCDs offer interest payouts monthly, quarterly, or annually, which you receive directly into your bank account.
Risk-Managed Options
Risk-Managed Options
We list only rated NCDs from verified issuers. You can filter by tenure, credit score, and payout frequency.
No Hidden Charges
No Hidden Charges
No brokerage, no commission cuts. The investment process is fully transparent, and your full capital works for you.
Perfect for First-Time Investors
Perfect for First-Time Investors
You don’t need to understand stocks to invest in NCDs. These are straightforward instruments with clear terms.
Fully Digital and Accessible
Fully Digital and Accessible
Complete the process from your phone, even if you are in a small town or using a basic smartphone.
Safe, Regulated, Trusted
Safe, Regulated, Trusted
Your money goes directly to issuer accounts via secure, RBI-compliant payment channels. All documentation is stored digitally and can be accessed anytime.