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Why Finkeda for
Micro ATM?

Bring Banking to the Last Mile
With one device and minimal setup, you can offer cash withdrawals, balance checks, and mini statements right from your shop, even in the most underserved regions.
Earn with Every Transaction
Each withdrawal or inquiry earns you commission instantly. More footfall, more service, more income.
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Hybrid Device for mPOS + mATM
One smart device, two powerful functions. Use it to accept card payments like a POS terminal and cash withdrawal services like a Micro ATM, which is convenient for both you and your customers.
Built for Rural Scale
Low maintenance, easy to operate, and works on basic internet connectivity. Perfect for low-literacy and high-demand regions.
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Get Started in 2 Simple Steps

Enable banking at your fingertips with minimal setup and zero complexity.
Step 1
1
Agent Onboarding
Register for mATM services on the Finkeda platform.Complete KYC and documentation.Once verified by our compliance team, your device is activated and ready.
Step 2
2
Cash Withdrawal Process
Power on the device and log in.Customer inserts their debit card and enters their PIN.Choose the service: Cash Withdrawal, Balance Inquiry, or Mini Statement.The transaction is processed through the banking network.On success, cash is handed to the customer and a receipt is generated if required.Both the agent and the customer receive real-time notifications
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Key Features & Benefits

01
Serve as a Local ATM
Offer withdrawals, balance checks, and mini statements without needing a full branch setup.
Serve as a Local ATM
02
Fast and Secure Processing
Every transaction is routed through secure banking networks, ensuring quick and reliable service.
Fast and Secure Processing
03
Instant Earnings on Every Use
Get paid for every successful transaction with zero delays. More transactions, more income.
Instant Earnings on Every Use
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Our Partners

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Frequently
Asked Questions

Is There Training and Maintenance Support for saathi?

Finkeda does offer comprehensive training to assist you in using the Micro-ATM device. For technical assistance or problems, our support staff is available at all times. We also offer a one-year warranty so that your services will function flawlessly and hassle-free. 

Do I Need a Banking License to Offer These Services?

No banking license is needed. As a registered Finkeda saathi, you are authorized to offer Micro-ATM services legally. We handle the technical and compliance side. You just need to focus on helping customers with simple, secure transactions at your retail store.

How Do I Become a Finkeda Micro-ATM saathi?

Just register with Finkeda. Once approved, we’ll guide you through the setup and provide the mATM device. You’ll get training and support to start offering services like cash withdrawals and balance enquiries at your shop. It’s a great way to earn and help your community.

What Infrastructure Do I Need to Operate a Micro-ATM?

All you need is a smartphone, internet connection, and a Micro-ATM device provided by Finkeda. It is simple to set up and does not require a major investment. The device is portable, user-friendly and comes with a one-year warranty and complete support from Finkeda.

Are There Charges for Using a Micro-ATM?

Yes, a small service charge may apply for each transaction, depending on your bank’s policy. It is usually minimal and helps cover operational costs. The saathi will inform you of any charges before processing. You also get a receipt for full transparency.

What Is the Maximum Withdrawal Limit Per Transaction?

You can withdraw a maximum of ₹10,000 per transaction with Finkeda’s Micro-ATM. This helps manage daily needs without visiting a distant bank. Multiple transactions may be allowed depending on the bank’s rules. Your saathi can guide you based on your card type and bank account limits.

How Do I Withdraw Cash Using Finkeda’s Micro-ATM?

Visit your local Finkeda office with your debit card. Our Finkeda saathi will insert your card into the machine, assist you in entering your PIN and complete the withdrawal. You receive the money immediately and a receipt or message as proof of the success of your transaction. 

How is a Micro-ATM different from a Traditional ATM?

A Micro-ATM is a small, portable device operated by a local retailer. Unlike big ATMs, it doesn’t need large machines or high setup costs. It allows basic banking services like cash withdrawals and balance checks in areas with limited access to banks, especially in rural and remote locations.