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Micro ATM (mATM)
Finkeda
Finkeda

Why Finkeda for
Micro ATM?

Bring Banking to the Last Mile
With one device and minimal setup, you can offer cash withdrawals, balance checks from your shop, even in the most underserved regions.
Earn with Every Transaction
Each withdrawal or inquiry earns you commission instantly. More footfall, more service, more income.
Finkeda for Micro ATM
Hybrid Device for mPOS + mATM
One smart device, two powerful functions. Use it to accept card payments like a POS terminal and cash withdrawal services like a Micro ATM, which is convenient for both you and your customers.
Built for Rural Scale
Low maintenance, easy to operate, and works on basic internet connectivity. Perfect for low-literacy and high-demand regions.
Finkeda
Finkeda

Get Started in 2 Simple Steps

Enable banking at your fingertips with minimal setup and zero complexity.
Micro ATM Merchant Onboarding
1
Merchant Onboarding
Register for mATM services on the Finkeda platform. Complete KYC and documentation. Once verified by our compliance team, your device is activated and ready.
Micro ATM Cash Withdrawal Process
2
Cash Withdrawal Process
Power on the device and log in. Customer inserts their debit card and enters their PIN. Choose the service: Cash Withdrawal, Balance Inquiry. The transaction is processed through the banking network. On success, cash is handed to the customer and a receipt is generated if required. Both the merchant and the customer receive real-time notifications
Finkeda
Finkeda

Key Features & Benefits

01
Serve as a Local ATM
Offer withdrawals, balance checks without needing a full branch setup.
Micro ATM Serve as a Local ATM
02
Fast and Secure Processing
Every transaction is routed through secure banking networks, ensuring quick and reliable service.
Micro ATM Fast and Secure Processing
03
Instant Earnings on Every Use
Get paid for every successful transaction with zero delays. More transactions, more income.
Micro ATM Instant Earnings on Every Use
04
Smart Device, Dual Function
Use one device for both Micro ATM and Point of Sale (PoS). A perfect idea for shop owners and merchants looking to scale.
Micro ATM Smart Device, Dual Function
05
Easy Setup, Full Support
From onboarding to activation, our team guides you through every step. You also get a one-year warranty and direct support whenever needed.
Micro ATM Easy Setup, Full Support
Finkeda

Our Partners

castler trust as a service
credopay what it takes
airtel payments bank
insurancedekho
razorpay
rbl bank
red bus
axis bank
mobiKwik
bharat connect
cashfree payments
freecharge
idfc first bank
dbs bank
smc global securities
indo nepal prabhu money transfer
Finkeda

Frequently
Asked Questions

How is a Micro-ATM different from a Traditional ATM?

A Micro-ATM is a small, portable device operated by a local retailer. Unlike big ATMs, it doesn’t need large machines or high setup costs. It allows basic banking services like cash withdrawals and balance checks in areas with limited access to banks, especially in rural and remote locations.

How Do I Withdraw Cash Using Finkeda’s Micro-ATM?

Visit your local Finkeda office with your debit card. Our Finkeda saathi will insert your card into the machine, assist you in entering your PIN and complete the withdrawal. You receive the money immediately and a receipt or message as proof of the success of your transaction. 

What Is the Maximum Withdrawal Limit Per Transaction?

You can withdraw a maximum of ₹10,000 per transaction with Finkeda’s Micro-ATM. This helps manage daily needs without visiting a distant bank. Multiple transactions may be allowed depending on the bank’s rules. Your saathi can guide you based on your card type and bank account limits.

Are There Charges for Using a Micro-ATM?

Yes, a small service charge may apply for each transaction, depending on your bank’s policy. It is usually minimal and helps cover operational costs. The saathi will inform you of any charges before processing. You also get a receipt for full transparency.

What Infrastructure Do I Need to Operate a Micro-ATM?

All you need is a smartphone, internet connection, and a Micro-ATM device provided by Finkeda. It is simple to set up and does not require a major investment. The device is portable, user-friendly and comes with a one-year warranty and complete support from Finkeda.

How Do I Become a Finkeda Micro-ATM saathi?

Just register with Finkeda. Once approved, we’ll guide you through the setup and provide the mATM device. You’ll get training and support to start offering services like cash withdrawals and balance enquiries at your shop. It’s a great way to earn and help your community.

Do I Need a Banking License to Offer These Services?

No banking license is needed. As a registered Finkeda saathi, you are authorized to offer Micro-ATM services legally. We handle the technical and compliance side. You just need to focus on helping customers with simple, secure transactions at your retail store.

Is There Training and Maintenance Support for saathi?

Finkeda does offer comprehensive training to assist you in using the Micro-ATM device. For technical assistance or problems, our support staff is available at all times. We also offer a one-year warranty so that your services will function flawlessly and hassle-free. 

Empowering Local Merchants with Finkeda’s Micro ATM Services

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In today's fast-paced digital economy, in rural and semi-urban areas, basic banking services are still a challenge. This is where Finkeda merchants play a transformative role by providing Micro ATM Services at your nearby Finkeda merchant store. By becoming a trusted banking point in the community, merchants not only support financial inclusion but also unlock a steady source of income for their business.

What is a Micro ATM Machine?

Mini ATM, Mini ATM Machine, mATM device are a few names of Micro ATM Machine, it’s a compact electronic device that gives access to banking services like Cash Withdrawal & Balance Enquiry to the customers. They are modern ATMs and nothing like traditional ATMs, as this does not require heavy infrastructure or high investment, making it a perfect ATM for shop owners.

With Finkeda’s advanced Micro ATM solution, merchants can offer essential services such as:

  • Cash Withdrawal
  • Balance Enquiry

Why Micro ATM Service is Important for Merchants

Micro ATM service provided by the Finkeda merchant is not just about convenience; it's also about an opportunity to grow their business. Customers in today's fast-paced world prefer nearby and hassle-free banking options rather than travelling long distances or waiting in line at banks.

A reliable source of banking services is the Micro ATM service provided by nearby shopowners, which in turn forms a trustworthy eco-system. Whether it’s a kirana store, mobile shop, medical store, or CSC center, a Micro ATM device fits seamlessly into any retail setup.

Benefits of Finkeda Micro ATM Solution

Let's look into the benefits of Micro ATM and how it's designed to be simple, secure, merchant and customer friendly.

  1. Additional Income Stream
    The Finkeda merchant, especially in the case of providing cash withdrawal services, earns commission on every transaction. Over a period of time, Micro ATM service can become a significant source of income.
  2. Low Investment, High Returns
    Micro ATMs can work from any small shop with minimal cost; they do not need a large space, air conditioning, or security staff.
  3. Easy to Use Technology
    Finkeda provides a user-friendly Micro ATM device with clear instructions, making it easy for merchants to operate and for customers to transact confidently.
  4. Increased Customer Footfall
    Customers are likely to make additional purchases when visiting for Cash Withdrawal services which leads to boosting sales of the overall shops.

Cash Withdrawal and Balance Enquiry Made Simple

The most in-demand services are Cash Withdrawal & Balance Enquiry, especially in areas with limited bank branches. With Finkeda’s Micro ATM service, customers can withdraw cash instantly using their Debit Card. It acts as a mini cash withdrawal machine.

The customers can avail Balance Enquiry services without visiting the bank. They can keep track of their finances hassle-free. Therefore, the merchant shop becomes a one-stop shop for all daily financial needs.

Supporting Financial Inclusion

Finkeda merchants bridge the gap between banks and underserved communities. By offering the Micro ATM services, less tech-savvy individuals, senior citizens, daily wage workers, and rural customers can access their money safely and easily. Dependency on distant bank branches is reduced.

Why Choose Finkeda as Your Micro ATM Service Provider?

Finkeda stands out as a trusted Micro ATM service provider because of its robust technology, reliable support, and merchant-first approach. From onboarding and training to transaction support, Finkeda ensures that merchants feel confident while delivering Mini ATM services.

With Finkeda, merchants are not just providing transactions; they are delivering trust, convenience, and empowerment to their community.