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Why Finkeda for
Life Insurance Services?

Long-Term Coverage Options from Top Insurers
Offer term life, endowment and savings-linked life insurance plans that fit every income group. Help your customers pick the right policy to support their family’s future in case of uncertainties.
Serve Families in Rural & Semi-Urban Areas
In many towns, families remain uninsured due to lack of access or awareness. With Finkeda, you can provide them with a simple, trusted way to secure life coverage without visiting a distant branch.
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Instant Policy Issuance + Commission
Once the policy is selected and payment is done, the customer receives confirmation immediately. You also earn your commission instantly with no waiting, no delays, and no follow-ups.
Guided Support for Every Customer
Our platform suggests plans based on age, income, and goals. In addition, with in-built reminders and renewal alerts, it helps you retain existing customers and grow recurring revenue.
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Get Started in 4 Easy Steps

You don’t need to be a certified insurance advisor. Just your Finkeda merchant account is enough.
Step 1
1
Start a Life Insurance Application
Login to your Finkeda Merchant Portal.  Choose “Life Insurance” from the menu.  Select policy type: Term, Endowment, or Savings-based.
Step 2
2
Enter Customer Details
Add basic KYC info and financial background. The platform will fetch matching policies from verified providers. Share shortlisted plans and help the customer decide.
Step 3
3
Collect Payment and Upload KYC
Customer selects the plan and pays via cash, card, or wallet. Upload documents for identity and income proof (if required). Once approved, policy is issued digitally.
Step 4
4
Instant Confirmation + Commission
Digital policy is shared with customers immediately. Your commission is credited to your Finkeda wallet. You can track earnings, renewals and leads via the portal.
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Key Features & Benefits

01
Life Protection for Every Family Type
Offer protection plans to young earners, parents, and seniors. Our platform allows you to filter and suggest plans by age, premium capacity, and future goals.
Life Protection for Every Family Type
02
Trusted Providers, All in One Dashboard
No need to visit multiple portals or merchants. You get access to IRDAI-approved life insurers and their best plans in one dashboard, powered by Finkeda.
Trusted Providers, All in One Dashboard
03
No Certification or Training Required
We simplify policy explanations through built-in tools. As a merchant, you don’t need to pass any exam. You just help customers apply and we take care of the rest.
No Certification or Training Required
04
Earn Commission + Build Trust
Each policy sold earns you real income. But more importantly, it helps you build trust with families who return for renewals, upgrades, or referrals.
Earn Commission + Build Trust
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.