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Why Finkeda for
Life Insurance Services?

Long-Term Coverage Options from Top Insurers
Offer term life, endowment and savings-linked life insurance plans that fit every income group. Help your customers pick the right policy to support their family’s future in case of uncertainties.
Serve Families in Rural & Semi-Urban Areas
In many towns, families remain uninsured due to lack of access or awareness. With Finkeda, you can provide them with a simple, trusted way to secure life coverage without visiting a distant branch.
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Instant Policy Issuance + Commission
Once the policy is selected and payment is done, the customer receives confirmation immediately. You also earn your commission instantly with no waiting, no delays, and no follow-ups.
Guided Support for Every Customer
Our platform suggests plans based on age, income, and goals. In addition, with in-built reminders and renewal alerts, it helps you retain existing customers and grow recurring revenue.
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Get Started in 4 Easy Steps

You don’t need to be a certified insurance advisor. Just your Finkeda merchant account is enough.
Step 1
1
Start a Life Insurance Application
Login to your Finkeda Merchant Portal.  Choose “Life Insurance” from the menu.  Select policy type: Term, Endowment, or Savings-based.
Step 2
2
Enter Customer Details
Add basic KYC info and financial background. The platform will fetch matching policies from verified providers. Share shortlisted plans and help the customer decide.
Step 3
3
Collect Payment and Upload KYC
Customer selects the plan and pays via cash, card, or wallet. Upload documents for identity and income proof (if required). Once approved, policy is issued digitally.
Step 4
4
Instant Confirmation + Commission
Digital policy is shared with customers immediately. Your commission is credited to your Finkeda wallet. You can track earnings, renewals and leads via the portal.
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Key Features & Benefits

01
Life Protection for Every Family Type
Offer protection plans to young earners, parents, and seniors. Our platform allows you to filter and suggest plans by age, premium capacity, and future goals.
Life Protection for Every Family Type
02
Trusted Providers, All in One Dashboard
No need to visit multiple portals or merchants. You get access to IRDAI-approved life insurers and their best plans in one dashboard, powered by Finkeda.
Trusted Providers, All in One Dashboard
03
No Certification or Training Required
We simplify policy explanations through built-in tools. As a merchant, you don’t need to pass any exam. You just help customers apply and we take care of the rest.
No Certification or Training Required
04
Earn Commission + Build Trust
Each policy sold earns you real income. But more importantly, it helps you build trust with families who return for renewals, upgrades, or referrals.
Earn Commission + Build Trust
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Our Partners

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Frequently
Asked Questions

What Are the saathi Benefits of Offering Balance Enquiry?

As an saathi, you earn commissions for every balance enquiry. With instant settlements, hybrid mATM-mPOS devices and excellent customer support, you grow your income while helping your community access essential banking services easily and affordably.

What Requirements Are Needed to Operate the Device?

You need a smartphone, an internet connection and the Finkeda-provided Micro ATM device. You do not need to have a complex setup or a large investment. The device is easy to carry and user-friendly to use in any retail space with no hassle. 

How Do I Enable Balance Enquiry Services at My Outlet?

You just need to get registered with Finkeda. Once onboarded, we provide you with the Micro ATM device and guide you through the process. You will be able to help customers check balances alongside earning commissions on each successful enquiry.

Are There Charges for Using Balance Enquiry?

A very small service fee may apply, depending on the bank. The saathi will clearly inform you about the charges before the transaction. You will also always receive a receipt or SMS confirmation for full transparency and peace of mind.

Is This Service Available 24/7?

Yes, balance enquiry services through Finkeda Micro ATM are available 24/7. Even if you want to check your balance in the late evening or on a holiday, our merchant store will be open for you throughout the day. This service offers real convenience for daily financial needs.

Who Can Use Micro‑ATM Balance Enquiry Service?

The microATM balance enquiry service is available to anyone with a debit card issued by their bank. It is perfect for people who live in rural, semi-urban, or low-connectivity areas, especially those with no immediate access to their banks or ATMs but still need fast account balance updates. 

How Does a Finkeda Micro‑ATM Work for Balance Checks?

The customer visits a Finkeda-associated outlet and provides their debit card. The saathi inserts the card in the microATM and the customer will enter their PIN. Once these steps are completed, the balance is displayed on the device instantly. It is a quick, secure way to know account details without visiting a bank branch.

What Is Micro‑ATM Balance Enquiry?

Micro-ATM balance enquiry lets users check their bank account balance through a small, portable machine at a nearby store. It’s a simple and fast service for people living in remote areas where regular ATMs or banks aren’t easily available.