Life insurance gives financial support to your family if something happens to you. Through Finkeda, you can buy trusted policies easily at a local store or online. The platform helps you compare plans, issue policies instantly, and avoid middlemen. It is quick, paperless and includes support from your nearby Finkeda Saathi.
You can compare plans by entering basic details on the Finkeda portal. The system shows options based on your budget and needs. It helps you see premiums, coverage and policy terms side by side. A nearby Finkeda Saathi can also explain features and help you select a plan that fits your goals.
Yes, some term plans available on Finkeda do not require medical tests. This depends on your age, amount of cover and policy provider. You can check the plan details while comparing. If no test is needed, the policy is issued digitally. A Finkeda Saathi will also guide you through this process if needed.
You need a government-issued identity proof, address proof, and a recent passport-size photo. Some plans may ask for income proof or medical history. You can upload documents online or visit a Finkeda Saathi to complete the process. Keep original documents handy in case verification is needed later.
Yes, Finkeda offers plans that cover senior citizens and people with certain health risks. These policies may have different premiums or medical requirements. You can compare such plans on the portal. A nearby Finkeda Saathi can help you understand which plans are suitable and what conditions may apply.
Businesses can sign up on Finkeda’s B2B platform or get support from a Finkeda Saathi. You can choose group policies for employees based on team size and budget. Finkeda helps with setup, renewals and claim support. You get access to scalable plans and instant policy issuance under your business name.
Yes, life insurance policies bought through Finkeda qualify for tax benefits. Premiums paid may be deducted under Section 80C of the Income Tax Act. Death benefits are also usually tax-free under Section 10 (10D). You will receive receipts and policy documents that can be used while filing income tax returns.
If you miss a premium, your policy may enter a grace period. This is usually 15 to 30 days. You can still pay during this time without losing coverage. If the grace period ends, the policy may lapse. You can talk to a Finkeda Saathi to check options for revival or reissue.
Once your application is approved and payment is done, the digital policy document is usually sent within minutes. You get it on your email or through your Finkeda account. If any verification is pending, it may take slightly longer. A Finkeda Saathi can help you track the document status easily.
In case of a claim, the nominee needs to fill out a claim form and submit required documents like a death certificate and ID proof. This can be done online or through a Finkeda Saathi. Finkeda coordinates with the insurer to process the claim. Regular updates are shared until the claim is settled.
