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Why You Need Quick Life Insurance Services

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Protection Without Complexity
Life insurance often feels overwhelming or out of reach. Finkeda simplifies it by offering affordable, easy-to-understand plans right from your phone.
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Plans That Fit Your Life
Whether you are planning to secure your family's future, covering a loan, or starting small with a micro cover, Finkeda offers term, savings-linked, and tailored life plans.
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Instant, Hassle-Free Access
No paperwork. No pressure. Just digital convenience and personal support from a nearby Finkeda outlet whenever needed.
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One App, Lifelong Security
Track your policies, update beneficiaries, or renew plans, all from the Finkeda app. Everything stays secure, organised, and within your control.
Finkeda
Finkeda

Why Choose Finkeda for Life Insurance?

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Customised for Your Life & Budget
A basic term insurance or a long-term plan with maturity benefits, we help you compare options that match your life stage and earnings. Plans start as low as ₹50/month.
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Fully Digital with No Hassle
Say goodbye to paperwork and agent visits. Answer a few quick questions, compare policies, and buy your cover right from your phone, anytime, anywhere.
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Instant Quotes, Transparent Comparisons
We show you side-by-side comparisons of top insurers, premiums, benefits, claim settlement ratios, and more, so you can make better decisions, not emotional ones.
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Made for Small Towns and Semi-Urban Areas
Even if you are not in a metro city, Finkeda works for you. Use the app or visit a nearby Finkeda partner shop for personal support in your language with no digital skills needed.
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Your Data, Your Policies–Secure in One App
Access all your life insurance details, premium history, and renewal dates in one place. No more hunting through emails or old files.
Finkeda
Finkeda

Get Started in 3 Easy Steps

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Download the Finkeda Prime App
Open the Play Store and search for “Finkeda Prime“. Install and sign up with your mobile number. Set a PIN and explore life insurance under the “Life“ tab.
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Find the Right Plan
Answer a few simple questions like age, income, and goals. View the best-fit plans from trusted insurers in seconds. Compare premiums, coverage, and claim benefits with ease.
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Pay and Get Covered
Choose UPI, card, or wallet to pay securely. Get your digital policy instantly—stored inside the app. Set reminders and renew or upgrade your cover anytime.
Finkeda
Finkeda

Key Features & Benefits of Finkeda Life Insurance

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Quick Digital Policy Issuance
No waiting. Once you pay, your policy is ready in the app. Download or share it as needed.
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Affordable Monthly Premiums
Start with as little as ₹50/month and scale your coverage as your income grows.
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Renewal Reminders That Work for You
Get notified well before due dates so your cover never lapses.
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Human Support That Understands You
Need help? Our trained support team speak your language and explain everything in simple terms.
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One Place for All Your Insurance Needs
From life and health to motor and travel, manage everything under one roof—your Finkeda app.
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Offline Access at Partner Stores
Don’t have reliable internet? Visit a local Finkeda partner outlet and get the same services with guided support.
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Frequently
Asked Questions

What is life insurance?

Life insurance is a financial safety net that provides money to your family or nominee if something happens to you. It helps cover living expenses, debts, and future goals.

What are the main types of life insurance?

The common ones are term insurance, whole life plans, ULIPs, endowment plans, and money-back policies.

How do I choose the right life insurance plan on Finkeda?

Look at your income, dependents, long-term goals, and the coverage you need. Finkeda lets you compare benefits, premiums, and claims data so you can pick what makes sense for you.

Are there tax-saving benefits with life insurance policies?

Yes. Most life insurance plans offer tax benefits under the Income Tax Act, depending on the policy type and premium amount.

Who is eligible for life insurance?

Anyone within the insurer’s age limit—usually 18 to 65. The exact range depends on the plan.

What is an insurance premium?

It’s the amount you pay to keep your policy active. You can pay yearly, half-yearly, quarterly, or monthly.

Which type of life insurance is most affordable?

Term insurance. It gives high coverage at the lowest premium.

What happens if I miss a premium payment on my policy?

You usually get a grace period. If you don’t pay within that time, the policy may lapse and benefits stop until you revive it.

Can I pay my life insurance premium using UPI or a digital wallet?

Yes. Finkeda supports UPI, cards, net banking, and digital wallets for premium payments.

Does Finkeda offer life insurance for senior citizens?

Yes. Policy availability depends on the insurer’s age limits, and you can check the options directly on the platform.

What documents are required to apply for a life insurance policy?

You’ll need ID proof, address proof, age proof, a recent photo, and medical details if required by the insurer.