Finkeda
Home
/
Individuals
/
Life Insurance
Finkeda

Why You Need Quick Life Insurance Services

protection
Protection Without Complexity
Life insurance often feels overwhelming or out of reach. Finkeda simplifies it by offering affordable, easy-to-understand plans right from your phone.
plans
Plans That Fit Your Life
Whether you are planning to secure your family's future, covering a loan, or starting small with a micro cover, Finkeda offers term, savings-linked, and tailored life plans.
insurance_large_image
no paper
Instant, Hassle-Free Access
No paperwork. No pressure. Just digital convenience and personal support from a nearby Finkeda outlet whenever needed.
All-in-1-booking1
One App, Lifelong Security
Track your policies, update beneficiaries, or renew plans, all from the Finkeda app. Everything stays secure, organised, and within your control.
Finkeda
Finkeda

Why Choose Finkeda for Life Insurance?

shutterstock_1857275437 2_11zon
01
Customised for Your Life & Budget
A basic term insurance or a long-term plan with maturity benefits, we help you compare options that match your life stage and earnings. Plans start as low as ₹50/month.
shutterstock_1857275437 2_11zon
02
Fully Digital with No Hassle
Say goodbye to paperwork and agent visits. Answer a few quick questions, compare policies, and buy your cover right from your phone, anytime, anywhere.
shutterstock_1857275437 2_11zon
03
Instant Quotes, Transparent Comparisons
We show you side-by-side comparisons of top insurers, premiums, benefits, claim settlement ratios, and more, so you can make better decisions, not emotional ones.
shutterstock_1857275437 2_11zon
04
Made for Small Towns and Semi-Urban Areas
Even if you are not in a metro city, Finkeda works for you. Use the app or visit a nearby Finkeda partner shop for personal support in your language with no digital skills needed.
shutterstock_1857275437 2_11zon
05
Your Data, Your Policies–Secure in One App
Access all your life insurance details, premium history, and renewal dates in one place. No more hunting through emails or old files.
Finkeda
Finkeda

Get Started in 3 Easy Steps

Group 1686553065
1
Download the Finkeda Prime App
Open the Play Store and search for “Finkeda Prime“. Install and sign up with your mobile number. Set a PIN and explore life insurance under the “Life“ tab.
Group 1686553065
2
Find the Right Plan
Answer a few simple questions like age, income, and goals. View the best-fit plans from trusted insurers in seconds. Compare premiums, coverage, and claim benefits with ease.
Group 1686553065
3
Pay and Get Covered
Choose UPI, card, or wallet to pay securely. Get your digital policy instantly—stored inside the app. Set reminders and renew or upgrade your cover anytime.
Finkeda
Finkeda

Key Features & Benefits of Finkeda Life Insurance

All-in-1-booking1
Quick Digital Policy Issuance
No waiting. Once you pay, your policy is ready in the app. Download or share it as needed.
saving
Affordable Monthly Premiums
Start with as little as ₹50/month and scale your coverage as your income grows.
renew
Renewal Reminders That Work for You
Get notified well before due dates so your cover never lapses.
support
Human Support That Understands You
Need help? Our trained support team speak your language and explain everything in simple terms.
instant
One Place for All Your Insurance Needs
From life and health to motor and travel, manage everything under one roof—your Finkeda app.
offline
Offline Access at Partner Stores
Don’t have reliable internet? Visit a local Finkeda partner outlet and get the same services with guided support.
Finkeda

Frequently
Asked Questions

What is life insurance and why should I buy it through Finkeda?

Life insurance gives financial support to your family if something happens to you. Through Finkeda, you can buy trusted policies easily at a local store or online. The platform helps you compare plans, issue policies instantly, and avoid middlemen. It is quick, paperless and includes support from your nearby Finkeda Saathi.

How do I choose the right life insurance plan on Finkeda?

You can compare plans by entering basic details on the Finkeda portal. The system shows options based on your budget and needs. It helps you see premiums, coverage and policy terms side by side. A nearby Finkeda Saathi can also explain features and help you select a plan that fits your goals.

Can I buy term life insurance online without medical tests?

Yes, some term plans available on Finkeda do not require medical tests. This depends on your age, amount of cover and policy provider. You can check the plan details while comparing. If no test is needed, the policy is issued digitally. A Finkeda Saathi will also guide you through this process if needed.

What documents are required to apply for a life insurance policy?

You need a government-issued identity proof, address proof, and a recent passport-size photo. Some plans may ask for income proof or medical history. You can upload documents online or visit a Finkeda Saathi to complete the process. Keep original documents handy in case verification is needed later.

Does Finkeda offer life insurance for senior citizens or high-risk individuals?

Yes, Finkeda offers plans that cover senior citizens and people with certain health risks. These policies may have different premiums or medical requirements. You can compare such plans on the portal. A nearby Finkeda Saathi can help you understand which plans are suitable and what conditions may apply.

How can businesses or startups provide group life insurance via Finkeda?

Businesses can sign up on Finkeda’s B2B platform or get support from a Finkeda Saathi. You can choose group policies for employees based on team size and budget. Finkeda helps with setup, renewals and claim support. You get access to scalable plans and instant policy issuance under your business name.

Are there tax-saving benefits with life insurance policies from Finkeda?

Yes, life insurance policies bought through Finkeda qualify for tax benefits. Premiums paid may be deducted under Section 80C of the Income Tax Act. Death benefits are also usually tax-free under Section 10 (10D). You will receive receipts and policy documents that can be used while filing income tax returns.

What happens if I miss a premium payment on my policy?

If you miss a premium, your policy may enter a grace period. This is usually 15 to 30 days. You can still pay during this time without losing coverage. If the grace period ends, the policy may lapse. You can talk to a Finkeda Saathi to check options for revival or reissue.

How long does it take to receive the policy documents after purchase?

Once your application is approved and payment is done, the digital policy document is usually sent within minutes. You get it on your email or through your Finkeda account. If any verification is pending, it may take slightly longer. A Finkeda Saathi can help you track the document status easily.

What is the claim settlement process for life insurance bought through Finkeda?

In case of a claim, the nominee needs to fill out a claim form and submit required documents like a death certificate and ID proof. This can be done online or through a Finkeda Saathi. Finkeda coordinates with the insurer to process the claim. Regular updates are shared until the claim is settled.