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Finkeda

Why You Need Health Insurance That Works for You

medical
Medical Costs Are Rising Fast
A single hospital visit can wipe out years of savings. Finkeda helps you secure a health plan that covers major treatments, emergencies, and medicines, with zero paperwork.
plans
Plans for Individuals, Families, or Seniors
Whether you’re insuring yourself, your kids, or ageing parents, there’s a plan that fits your needs and life stage.
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No More Agent-Driven Confusion
Choose what’s right for you, not what someone else wants to sell. We list only trusted, IRDAI-approved providers, with all terms explained clearly.
health plan
Health Plans Start Under ₹150/month
Start small. Scale as you go. Finkeda offers options for all income groups, with or without pre-existing conditions.
Finkeda
Finkeda

Why Choose Finkeda for Health Insurance

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Quick, Digital Signup
All you need is your PAN and mobile number to view and buy health insurance instantly. No clinic visits or manual forms.
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Compare and Choose in Minutes
See coverage, hospitals, exclusions, and benefits side by side. Select by premium amount, age, or plan features.
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Cashless Hospital Network Access
Most policies on Finkeda come with large cashless networks — just show your digital card and get treated without upfront payments.
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Smart Filters for Custom Needs
Need maternity cover? Want OPD benefits? Prefer a higher claim limit? Use filters to narrow down plans customised to your situation.
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Digital Storage & Instant Access
All policy documents, renewal dates, and claim status are saved in your Finkeda app for easy access anytime.
Finkeda
Finkeda

Get Started in 3 Easy Steps

Your health plan is just a few taps away.
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1
Download the Finkeda Prime App
Search “Finkeda Prime” on Play StorernRegister with your mobile number and create a secure PINrnComplete your eKYC with PAN
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2
Explore Health Insurance Plans
Open the Insurance tab and select “Health”rnAnswer basic questions like age, family size, and cityrnCompare recommended plans based on your input
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3
Pay and Get Covered
Choose your preferred policy and make payment via UPI, wallet, or cardrnGet your policy instantly in-app and start coverage from Day 1 or as per planrnTrack all your policies, premiums, and claims under one dashboard
Finkeda
Finkeda

Key Features & Benefits

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Coverage from Day One
Many plans offer coverage for emergencies and basic illnesses immediately. No waiting for months.
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Transparent Details, No Fine Print Surprises
We show you what’s covered, what’s not, and what each term means — so you always know what you’re buying.
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No Paper, No Middlemen
Buy, renew, and manage policies yourself just by using our app. Skip long queues or phone calls.
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Affordable for All Budgets
Whether you want basic coverage or premium care, there’s a plan that fits your wallet and expectations.
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Cashless Network at Top Hospitals
Get treated without cash at thousands of empanelled hospitals. Your digital ID is all you need.
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Renew or Claim Anytime
Use the app to renew policies, file claims, or get help 24/7 in real-time with zero hassle.
Finkeda

Frequently
Asked Questions

What types of health insurance plans are available on Finkeda?

Finkeda offers individual health insurance, family floater plans, senior citizen coverage and top-up policies. You can also find accident and critical illness plans. All plans are from trusted providers. Some policies cover cashless hospitalisation, pre- and post-hospital expenses and daily hospital cash. You can explore options online or with a Finkeda Saathi.

How can I compare health insurance policies on Finkeda?

Visit the Finkeda website or go to a nearby Finkeda Saathi. Enter your basic details like age, location and coverage needs. The platform shows multiple plans side by side. You can check premiums, benefits, exclusions, claim limits and the hospital network. This helps you find a plan that suits your budget and health needs.

Can I buy health insurance online without a medical check-up?

Yes, many health plans on Finkeda do not need a medical check-up. This depends on your age, medical history and the plan selected. If a check-up is not required, you can complete the purchase fully online. Some policies may still ask for a short health declaration or basic health questions.

Does Finkeda offer family floater or individual health plans?

Yes, Finkeda offers both types of plans. Individual plans cover one person. Family floater plans cover the entire family under one policy. You can choose based on your needs, the number of family members, and your budget. Both options offer digital purchase, renewal and claim services. A Finkeda Saathi can help you decide.

What is covered and not covered in a standard health insurance policy?

Most plans cover hospitalisation, surgeries, ambulance charges and pre- and post-hospital expenses. Cashless treatment in network hospitals is usually included. Common exclusions are cosmetic surgery, fertility treatments, self-inflicted injuries and illnesses within the waiting period. Always read the terms carefully before buying. A Finkeda Saathi can explain details if needed.

How can companies or startups offer group health insurance through Finkeda?

Companies can partner with Finkeda through our digital B2B platform. After verification, you can select group policies for your employees. Plans can be customised based on employee count and budget. Finkeda helps with onboarding, claims support and renewals. A Finkeda Saathi or account manager will assist throughout the process.

What documents are required to buy health insurance on Finkeda?

You need a valid identity proof, address proof, and a recent passport-size photo. Some plans may ask for income proof or medical records. You can upload documents online while buying. If you prefer offline help, a Finkeda Saathi can assist. Make sure your documents are clear and up to date.

How do I file a claim for health insurance purchased via Finkeda?

You can file a claim online or visit a Finkeda Saathi for help. For cashless claims, use your health card at a network hospital. For reimbursement, submit bills, discharge summaries and other documents. Finkeda coordinates with the insurer to process your claim. You receive updates until your claim is settled.

Are pre-existing diseases covered under Finkeda health insurance plans?

Yes, most plans cover pre-existing diseases after a waiting period. This waiting period may be two to four years, depending on the policy. During this time, related claims may not be accepted. Always check the waiting period before buying. Finkeda Saathis can guide you to plans with shorter wait times.

Is there any tax benefit for buying health insurance from Finkeda?

Yes, you can claim tax deductions under Section 80D of the Income Tax Act. The deduction applies to premiums paid for yourself, your family, or your parents. The benefit amount depends on the age of the insured person. Finkeda provides policy receipts and documentation needed for tax filing.