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Why You Need Smarter General Insurance

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Coverage Without Confusion
Traditional insurance feels like a maze of forms and agents. With Finkeda, you see your options clearly, and all policies are explained in plain language.
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Plans for Your Lifestyle
Whether you’re a small shop owner, a household head, or running a workshop, Finkeda brings relevant insurance options tailored to your space and budget.
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Digital, But Not Distant
Even if you live in a remote town, you can access our platform from your phone or visit a nearby Finkeda partner to get fully assisted insurance services.
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One App, Multiple Policies
No more chasing agents or losing documents. Your general insurance policies — from property to vehicle — live in one app, easy to track and renew.
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Finkeda

Why Choose Finkeda for General Insurance

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Fast, Paperless Policy Issuance
From getting quotes to receiving the policy, every step is done online. No signatures, no printing, and no courier delays.
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Affordable Plans for All
Start from as low as ₹50/month. Whether you need basic protection or premium coverage, there’s a flexible plan that fits your income.
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Genuine, Verified Insurance Providers
Finkeda partners only with trusted insurers. You’re not just buying any policy — you’re buying security that counts when it matters.
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Multi-Policy Discounts
Buy two or more plans (like home + motor), and unlock combo discounts. Pay less, get more.
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Support in Your Language
Don’t get lost in jargon. Our customer support team explains things clearly in Hindi, English, or your regional language.
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Finkeda

Get Started in 3 Easy Steps

Get covered in just a few taps or at a nearby Finkeda partner store.
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1
Open the Finkeda Prime App
Download from Play Store and sign up with your mobile number. Log in securely using a PIN. Tap on “Insurance Services“ from your dashboard.
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Select General Insurance
Choose what you want to insure — home, shop, electronics, or more. Answer a few short questions about the property and your budget. Compare options, coverage details, and premiums.
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Pay and Get Covered
Choose UPI, wallet, or card to make a payment. Your digital policy is issued instantly and stored in your app. You’ll also get reminders to renew well before expiry.
Finkeda
Finkeda

Key Features & Benefits

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No Paper, No Delay
Buy policies instantly. Download your certificate the moment payment is done.
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Tailored Coverage Options
From a small kirana store to a full family house, choose protection based on your needs and area type.
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Damage, Theft, and Disaster Cover
Plans available for fire, burglary, natural disasters, electrical damage, and more.
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Real-Time Support
Have a question? Chat with us inside the app or call for quick help. There’s no waiting in queues.
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Renew Without Stress
Get notified before expiry, tap once to renew, and avoid policy lapses or fines.
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All-in-One Policy Tracker
See all your general insurance policies together, past and current, with claim history and receipts.
Finkeda

Frequently
Asked Questions

What is general insurance?

General insurance protects you from financial losses related to health, vehicles, travel, property, business, and other non-life risks.

Are Finkeda’s general insurance plans affordable?

Yes. You can pick from several insurers and choose plans that fit your budget and coverage needs.

Can I use Finkeda’s general insurance to protect my business or shop?

Yes. Finkeda offers business and shop insurance covering fire, theft, equipment damage, and liability risks.

How does the general insurance policy renewal process work?

Open your policy in the app, review the renewal amount, pay online, and your coverage continues instantly.

What are the benefits of a general insurance policy?

It protects you from unexpected expenses, safeguards your assets, reduces financial stress, and covers accidents, theft, natural calamities, and more.

What is the difference between general insurance and life insurance?

Life insurance covers life-related risks and offers a payout to your family. General insurance protects your assets, health, and day-to-day risks.

How long does it take for a general insurance claim to be processed?

Simple cases may be settled in a few days. Complex claims take longer depending on documents and verification.

How do I choose the right general insurance policy?

Compare coverage, exclusions, premiums, claim ratios, and add-ons. Finkeda shows everything clearly before you decide.

Can I buy multiple general insurance policies?

Yes. You can hold separate policies for vehicles, health, travel, property, or business.

What documents are required to buy general insurance?

ID proof, address proof, and details about the asset being insured. Some plans may require extra documents.

Can I renew my general insurance policy online?

Yes. You can renew policies through Finkeda with a quick and secure online payment.

What types of general insurance policies are available for cars and bikes?

You can choose:

  • Third-party Liability Insurance
  • Own-Damage Insurance
  • Comprehensive Insurance (third-party + own damage)
  • Add-ons like zero depreciation, roadside assistance, NCB protection, and more.
What does a standard car insurance policy typically cover?

It usually covers accidental damage, theft, fire, natural disasters, riots, third-party liability, and personal accident cover for the driver.

Do insurance rules differ for commercial heavy vehicles compared to private cars?

Yes. Commercial vehicles need higher liability coverage, specific add-ons, and more comprehensive documentation because they are used for transport and business.

How do I file a claim if my car or bike is involved in an accident?

Open the “Claims” section, upload photos, FIR (if needed), RC, policy details, and describe the incident. The insurer guides the next steps, including inspection.

What documents are required to renew my existing vehicle insurance policy?

You need your RC, previous policy details, and ID proof. For commercial vehicles, additional permits may be required.

What special riders or add-ons are recommended for commercial heavy vehicle insurance?

Useful add-ons include zero depreciation, engine protection, roadside assistance, and liability extensions depending on the vehicle type.

What steps should I take immediately after an accident to ensure my claim is processed smoothly?
  • Take photos or videos of the damage
  • Note the location and time
  • File an FIR if required
  • Notify your insurer immediately
  • Avoid repairing the vehicle before inspection
  • Keep all documents ready
Does my car insurance policy cover damages caused by natural disasters?

Yes, if you have an own-damage or comprehensive policy. It covers floods, storms, earthquakes, and similar events.