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Why You Need Smarter General Insurance

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Coverage Without Confusion
Traditional insurance feels like a maze of forms and agents. With Finkeda, you see your options clearly, and all policies are explained in plain language.
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Plans for Your Lifestyle
Whether you’re a small shop owner, a household head, or running a workshop, Finkeda brings relevant insurance options tailored to your space and budget.
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Digital, But Not Distant
Even if you live in a remote town, you can access our platform from your phone or visit a nearby Finkeda partner to get fully assisted insurance services.
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One App, Multiple Policies
No more chasing agents or losing documents. Your general insurance policies — from property to vehicle — live in one app, easy to track and renew.
Finkeda
Finkeda

Why Choose Finkeda for General Insurance

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Fast, Paperless Policy Issuance
From getting quotes to receiving the policy, every step is done online. No signatures, no printing, and no courier delays.
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Affordable Plans for All
Start from as low as ₹50/month. Whether you need basic protection or premium coverage, there’s a flexible plan that fits your income.
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Genuine, Verified Insurance Providers
Finkeda partners only with trusted insurers. You’re not just buying any policy — you’re buying security that counts when it matters.
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Multi-Policy Discounts
Buy two or more plans (like home + motor), and unlock combo discounts. Pay less, get more.
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Support in Your Language
Don’t get lost in jargon. Our customer support team explains things clearly in Hindi, English, or your regional language.
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Finkeda

Get Started in 3 Easy Steps

Get covered in just a few taps or at a nearby Finkeda partner store.
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Open the Finkeda Prime App
Download from Play Store and sign up with your mobile number. Log in securely using a PIN. Tap on “Insurance Services“ from your dashboard.
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Select General Insurance
Choose what you want to insure — home, shop, electronics, or more. Answer a few short questions about the property and your budget. Compare options, coverage details, and premiums.
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Pay and Get Covered
Choose UPI, wallet, or card to make a payment. Your digital policy is issued instantly and stored in your app. You’ll also get reminders to renew well before expiry.
Finkeda
Finkeda

Key Features & Benefits

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No Paper, No Delay
Buy policies instantly. Download your certificate the moment payment is done.
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Tailored Coverage Options
From a small kirana store to a full family house, choose protection based on your needs and area type.
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Damage, Theft, and Disaster Cover
Plans available for fire, burglary, natural disasters, electrical damage, and more.
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Real-Time Support
Have a question? Chat with us inside the app or call for quick help. There’s no waiting in queues.
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Renew Without Stress
Get notified before expiry, tap once to renew, and avoid policy lapses or fines.
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All-in-One Policy Tracker
See all your general insurance policies together, past and current, with claim history and receipts.
Finkeda

Frequently
Asked Questions

What is general insurance and how does it work on Finkeda?

General insurance protects against losses from accidents, damage, or theft. It covers homes, vehicles, shops, mobile phones and more. On Finkeda, you can compare plans, choose coverage and buy policies online. You receive your policy instantly. You can also visit a nearby Finkeda Saathi to get help with the process.

What types of general insurance policies can I buy through Finkeda?

You can buy vehicle insurance, mobile insurance, home protection, shop insurance and other asset-based policies. Finkeda also offers commercial plans for small businesses. Each plan covers risks like fire, theft, natural damage, or accidents. You can choose what fits your need and budget. A Finkeda Saathi can guide you if needed.

How do I choose the right general insurance plan for my needs?

Start by identifying what you want to protect: your vehicle, shop, mobile, or home. Then use Finkeda’s platform to compare plans, coverage amounts and premiums. Check what risks are covered and what documents are needed. You can also talk to a Finkeda Saathi for advice based on your situation and budget.

Can I compare multiple general insurance quotes on Finkeda?

Yes, Finkeda allows you to compare quotes from different insurance providers. You can view details like coverage, premium, claim process and extra benefits. This helps you choose a plan that fits your needs. The comparison process is quick and can be done online or with help from a Finkeda Saathi.

Is it possible to buy general insurance online instantly?

Yes, you can buy general insurance instantly on Finkeda. Select your plan, fill in your details, upload the required documents and pay online. Your policy is generated immediately. You receive it by email or through your Finkeda account. If you face any issue, your nearest Finkeda Saathi can help.

How can businesses get commercial or asset insurance via Finkeda?

Businesses can visit the Finkeda portal or contact a Finkeda Saathi. You can buy insurance for your shop, office, stock or equipment. Policies cover fire, theft, accidents and other losses. Finkeda helps you choose the right coverage. You can also manage multiple policies from a single digital dashboard.

What are the key benefits of buying general insurance through Finkeda?

You get cost-efficient plans, digital policy issuance and easy renewals. The platform helps you compare options before buying. There is no need for paperwork. You can get help from a Finkeda Saathi anytime. Claims are supported with guidance. It saves time and gives peace of mind with real protection.

What is the claim process for general insurance policies?

You can file a claim online through your Finkeda account or with the help of a Finkeda Saathi. Submit the claim form and required documents like a bill, FIR, or proof of damage. The insurance company reviews and processes your claim. Finkeda helps track your status and sends regular updates.

Are there any tax benefits on general insurance premiums?

Tax benefits depend on the type of general insurance. Health-related general insurance may qualify under Section 80D of the Income Tax Act. Other plans, like vehicle or home insurance, may not provide tax deductions. You can ask your tax advisor or Finkeda Saathi to check what applies to your policy.

Can I renew or upgrade my general insurance policy online?

Yes, Finkeda allows online renewal and upgrades. You can log in, select your current policy and extend or enhance coverage. If you want to switch to a better plan, you can compare options before renewal. A Finkeda Saathi can help you with the steps or suggest a better plan if needed.