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Why Finkeda for
Health Insurance Services?

Plans for Every Age and Health Need
Individual, family floater, or senior citizen coverage, you can offer a wide variety of plans from India’s top insurance providers, which are customised for every budget and age group.
Serve the Uninsured Right Where They Are
In rural and low-access areas, health insurance will not be just a service. It acts as a lifeline. Help your customers avoid high medical costs by providing quick policy access at your retail counter.
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Quick Policy Issuance + Instant Commission
As soon as a policy is booked, it is generated instantly. The insured individual gets real-time confirmation, and your commission is credited without any manual follow-up or paperwork.
Free Plan Recommendations and Renewal Alerts
Our merchant portal helps you suggest the best plans based on customer profile, saving their money and building trust. Renewals are tracked and notified automatically.
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Get Started in 4 Easy Steps

Enable health coverage without paperwork or agency visits.
Step 1
1
Start a Health Policy Request
Login to your Finkeda Merchant Panel. Click on “Health Insurance“ from the list. Choose the customer type from individual, family, or senior.
Step 2
2
Add Customer Details
Enter age, ID proof, health status, and location. The system matches plans from trusted insurers. Customer selects the preferred plan and policy duration.
Step 3
3
Complete Payment and Verify
Collect payment from the customer by cash, wallet, or card. Instant e-verification generates the policy on-screen. Customer and merchant both get confirmation messages.
Step 4
4
Get Policy + Your Commission
You hand over the digital or printed policy. Your earnings are auto-credited to your merchant wallet. Track commissions, renewal dates, and customer records anytime.
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Key Features & Benefits

01
Affordable Coverage for Your Community
Offer plans with premiums starting as low as ₹100/month. Provide meaningful healthcare access without big costs.
Affordable Coverage for Your Community
02
Trusted Plans from Major Insurers
Sell verified health insurance from leading names—no frauds, no hidden clauses. Customers get what they pay for.
Trusted Plans from Major Insurers
03
Fully Digital, No Paper Forms Needed
Policies are created digitally. No physical documents or lengthy medical check-ups in most cases. This builds speed and simplicity.
Fully Digital, No Paper Forms Needed
04
Grow Your Income with Every Policy
You earn on every policy, irrespective of the amount of the policy, whether big or small. With health plans being essential for most families, your income grows with their protection.
Grow Your Income with Every Policy
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.