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Why Finkeda for
General Insurance Services?

Plans for Every Need and Budget
Starting from two-wheeler and four-wheeler insurance to health and home protection plans, you can offer multiple policies from leading insurers, all on a single platform. Each plan is matched to the customer’s needs and budget.
Digital Insurance for Small Towns
Bridge the insurance gap in Tier 2 and Tier 3 towns by offering plans with quick setup, easy renewals and no hidden fees. Let your customers choose safety without stepping out of their area.
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Instant Policy Issuance + Commission
Issue insurance policies instantly through our portal. Customers get immediate confirmation and you receive your commission right away with no delays, no backend calls.
Custom Recommendations + Renewal Alerts
Finkeda’s system helps you suggest policies based on the customer’s inputs. Automatic renewal alerts and digital copies keep policyholders informed and secure.
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Get Started in 4 Easy Steps

Offer general insurance without paperwork or long approval cycles.
Step 1
1
Start a New Policy Request
Login to your Finkeda Merchant Dashboard. Choose “General Insurance” from the menu. Select the insurance type: motor, health, or home.
Step 2
2
Enter Customer Details
Fill in customer name, age, ID proof, and policy requirements. Let the system fetch matching plans from top insurers. Share options and pricing with the customer.
Step 3
3
Confirm and Make Payment
Customer selects the preferred policy. Amount is paid directly by cash, card, or wallet. Policy is generated and confirmation is shared instantly.
Step 4
4
Policy Issued + Commission Credited
The merchant receives the digital policy document. Commission is automatically added to your wallet. Renewal and tracking can be done anytime from your panel.
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Key Features & Benefits

01
Insurance Access for Underserved Areas
Bring essential insurance products to rural and semi-urban zones. Let your shop act as a protection desk for families, drivers, and small business owners.
Insurance Access for Underserved Areas
02
All-in-One Insurance Platform
No more separate logins or confusing dashboards. One platform lets you offer motor, health, and property insurance—all managed from your merchant panel.
All-in-One Insurance Platform
03
Instant Renewals, No Paper Hassles
Help customers renew policies before expiry without paperwork or delays. Automatic reminders help you build recurring business with existing customers.
Instant Renewals, No Paper Hassles
04
Earn with Every Policy Sold
Starting from a ₹500 policy or a ₹10,000 one, you earn a fixed commission on each. The more you sell, the more you earn right from your own retail space.
Earn with Every Policy Sold
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Frequently
Asked Questions

What is general insurance and how does it work on Finkeda?

General insurance protects against losses from accidents, damage, or theft. It covers homes, vehicles, shops, mobile phones and more. On Finkeda, you can compare plans, choose coverage and buy policies online. You receive your policy instantly. You can also visit a nearby Finkeda Saathi to get help with the process.

What types of general insurance policies can I buy through Finkeda?

You can buy vehicle insurance, mobile insurance, home protection, shop insurance and other asset-based policies. Finkeda also offers commercial plans for small businesses. Each plan covers risks like fire, theft, natural damage, or accidents. You can choose what fits your need and budget. A Finkeda Saathi can guide you if needed.

How do I choose the right general insurance plan for my needs?

Start by identifying what you want to protect: your vehicle, shop, mobile, or home. Then use Finkeda’s platform to compare plans, coverage amounts and premiums. Check what risks are covered and what documents are needed. You can also talk to a Finkeda Saathi for advice based on your situation and budget.

Can I compare multiple general insurance quotes on Finkeda?

Yes, Finkeda allows you to compare quotes from different insurance providers. You can view details like coverage, premium, claim process and extra benefits. This helps you choose a plan that fits your needs. The comparison process is quick and can be done online or with help from a Finkeda Saathi.

Is it possible to buy general insurance online instantly?

Yes, you can buy general insurance instantly on Finkeda. Select your plan, fill in your details, upload the required documents and pay online. Your policy is generated immediately. You receive it by email or through your Finkeda account. If you face any issue, your nearest Finkeda Saathi can help.

How can businesses get commercial or asset insurance via Finkeda?

Businesses can visit the Finkeda portal or contact a Finkeda Saathi. You can buy insurance for your shop, office, stock or equipment. Policies cover fire, theft, accidents and other losses. Finkeda helps you choose the right coverage. You can also manage multiple policies from a single digital dashboard.

What are the key benefits of buying general insurance through Finkeda?

You get cost-efficient plans, digital policy issuance and easy renewals. The platform helps you compare options before buying. There is no need for paperwork. You can get help from a Finkeda Saathi anytime. Claims are supported with guidance. It saves time and gives peace of mind with real protection.

What is the claim process for general insurance policies?

You can file a claim online through your Finkeda account or with the help of a Finkeda Saathi. Submit the claim form and required documents like a bill, FIR, or proof of damage. The insurance company reviews and processes your claim. Finkeda helps track your status and sends regular updates.

Are there any tax benefits on general insurance premiums?

Tax benefits depend on the type of general insurance. Health-related general insurance may qualify under Section 80D of the Income Tax Act. Other plans, like vehicle or home insurance, may not provide tax deductions. You can ask your tax advisor or Finkeda Saathi to check what applies to your policy.

Can I renew or upgrade my general insurance policy online?

Yes, Finkeda allows online renewal and upgrades. You can log in, select your current policy and extend or enhance coverage. If you want to switch to a better plan, you can compare options before renewal. A Finkeda Saathi can help you with the steps or suggest a better plan if needed.