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Why Finkeda for
General Insurance Services?

Plans for Every Need and Budget
Starting from two-wheeler and four-wheeler insurance to health and home protection plans, you can offer multiple policies from leading insurers, all on a single platform. Each plan is matched to the customer’s needs and budget.
Digital Insurance for Small Towns
Bridge the insurance gap in Tier 2 and Tier 3 towns by offering plans with quick setup, easy renewals and no hidden fees. Let your customers choose safety without stepping out of their area.
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Instant Policy Issuance + Commission
Issue insurance policies instantly through our portal. Customers get immediate confirmation and you receive your commission right away with no delays, no backend calls.
Custom Recommendations + Renewal Alerts
Finkeda’s system helps you suggest policies based on the customer’s inputs. Automatic renewal alerts and digital copies keep policyholders informed and secure.
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Get Started in 4 Easy Steps

Offer general insurance without paperwork or long approval cycles.
Step 1
1
Start a New Policy Request
Login to your Finkeda Merchant Dashboard. Choose “General Insurance” from the menu. Select the insurance type: motor, health, or home.
Step 2
2
Enter Customer Details
Fill in customer name, age, ID proof, and policy requirements.  Let the system fetch matching plans from top insurers.  Share options and pricing with the customer.
Step 3
3
Confirm and Make Payment
Customer selects the preferred policy.  Amount is paid directly by cash, card, or wallet.  Policy is generated and confirmation is shared instantly.
Step 4
4
Policy Issued + Commission Credited
The merchant receives the digital policy document.  Commission is automatically added to your wallet.  Renewal and tracking can be done anytime from your panel.
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Key Features & Benefits

01
Insurance Access for Underserved Areas
Bring essential insurance products to rural and semi-urban zones. Let your shop act as a protection desk for families, drivers, and small business owners.
Insurance Access for Underserved Areas
02
All-in-One Insurance Platform
No more separate logins or confusing dashboards. One platform lets you offer motor, health, and property insurance—all managed from your merchant panel.
All-in-One Insurance Platform
03
Instant Renewals, No Paper Hassles
Help customers renew policies before expiry without paperwork or delays. Automatic reminders help you build recurring business with existing customers.
Instant Renewals, No Paper Hassles
04
Earn with Every Policy Sold
Starting from a ₹500 policy or a ₹10,000 one, you earn a fixed commission on each. The more you sell, the more you earn right from your own retail space.
Earn with Every Policy Sold
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.