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Why Finkeda for
Aadhaar Banking?

A Single Platform for All Aadhaar Services
Offer cash withdrawal, balance check, mini statement and Aadhaar Pay, everything from one app. Serve more people, grow your income and become the trusted banking point in your area.
High Commissions on Every Transaction
Each Aadhaar-based transaction earns you a direct commission. Whether you generate a mini statement or a cash withdrawal, your business benefits every time someone walks in.
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Built for Small Towns and Rural Areas
People living in rural locations don't have access to many ATMs nearby. With Aadhaar and biometrics, you help people access their bank accounts without travelling long distances.
Backed by Finkeda’s Support and Training
Our team provides regular product updates, training and sales assistance. You are not just getting a service; you will get a partner who helps your business grow.
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Get Started in 4 Easy Steps

Your store can become a full-service Aadhaar banking outlet with just a few simple steps.
Step 1
1
Cash Withdrawal
Select "Cash Withdrawal" in the Finkeda app. Customer enters an Aadhaar number and selects the bank. Biometric authentication is completed. Amount is debited from their account and credited to your wallet. You hand over the cash and receive your commission.
Step 2
2
Balance Inquiry
Choose "Balance Inquiry" on the portal. Customer provides Aadhaar number and bank name. Fingerprint or face scan is done. Their current balance is displayed instantly.
Step 3
3
Mini Statement
Select "Mini Statement" from the menu. Enter Aadhaar and bank information. Biometric check is completed. Customers receives a printed list of their last 5 transactions.
Step 4
4
Aadhaar Pay
Enter the amount to be collected. Customer gives Aadhaar number and bank details. Fingerprint authentication is done. Money is deducted from the customer's account and credited to your wallet or bank.
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Key Features & Benefits

01
One Platform, Multiple Services
No need for separate systems. Offer mini statements, Aadhaar Pay, balance inquiry, and cash withdrawal from a single app.
One Platform, Multiple Services
02
Serve Where Banks Don’t Reach
Bring essential services to people in remote towns and villages. Help them manage their money without long travel.
Serve Where Banks Don’t Reach
03
Biometric Security, UIDAI Verified
Each transaction is verified through Aadhaar and biometrics. It’s fast, safe, and reliable for you and your customers.
Biometric Security, UIDAI Verified
04
Earn More with Every Customer
Each balance check, withdrawal, or payment brings you a commission. More services mean more visits and higher income.
Earn More with Every Customer
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.