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Credit Card Bill Payment
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Why Finkeda for Credit
Card Bill Payments?

One Platform, All Banks
Accept credit card bill payments for SBI, ICICI, Axis, HDFC, Kotak, BOB and all other banks, just by using a single dashboard. Customers don’t need to visit a bank or ATM. You process the payment and earn.
Serve Customers Without Internet or Banking Apps
Not everyone uses digital wallets or net banking. Help people pay their credit card dues using cash or UPI right at your counter, no need for cards, OTPs, or apps.
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Real-Time Payment Confirmation
Each bill payment is processed instantly through the Bharat Bill Payment System (BBPS). Customers receive a real-time SMS alert from their bank confirming the successful transaction.
Commission on Every Payment
You earn a fixed commission for every successful payment processed through your Finkeda portal. More payments mean more profit, with full transaction transparency.
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Get Started in 4 Easy Steps

You don’t need new equipment or complex tools. Start accepting credit card bill payments today.
Step 1
1
Enter Customer Details
Select “Credit Card Bill Payment” from your Finkeda merchant dashboard. Enter the customer’s card-issuing bank and their credit card number. The system will auto-fetch the bill via BBPS.
Step 2
2
Show Bill Amount
The outstanding bill amount is displayed instantly. Confirm the amount with the customer and proceed to payment.
Step 3
3
Accept Payment
Collect the bill amount in cash or UPI from the customer. Initiate the transaction via your dashboard. Payment is processed in real time and auto-settled to the credit card provider.
Step 4
4
Receipt + Commission
A digital or printed receipt is generated for the customer. Your commission is instantly added to your Finkeda wallet. You can view reports, track transactions and monitor earnings anytime.
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Key Features & Benefits

01
Accept Credit Card Bill Payments from 30+ Banks
Your customers can clear dues for all major card issuers, including SBI, HDFC, Axis, ICICI and others, all through your shop.
Accept Credit Card Bill Payments from 30+ Banks
02
Digital Payments Without Digital Literacy
Perfect for rural customers or non-tech users. No login, no OTPs, no net banking, just a reliable in-person payment system.
Digital Payments Without Digital Literacy
03
BBPS-Integrated, RBI-Approved System
All credit card bill payments are processed through BBPS, which is the RBI’s official payment platform, for better speed, safety and reliability.
BBPS-Integrated, RBI-Approved System
04
Instant Commission Payouts
Get paid for every transaction. Your commission is credited to your wallet immediately after a successful payment, with no delays or hidden cuts.
Instant Commission Payouts
05
Full Transaction History
Every payment you process is logged with time, date, card type and bill amount. Download reports anytime for your records or audits.
Full Transaction History
06
Add More Services and Grow
Offer bill payments along with DTH recharge, utility bills, flight tickets and more, all from the same Finkeda merchant portal.
Add More Services and Grow
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Frequently
Asked Questions

Can I pay my credit card bill through Finkeda?

Yes, you can pay your credit card bill through Finkeda. The platform supports both individual users and businesses. Payments are digital and processed through a secure system. It works for various credit cards and can be accessed via app or integrated partner platforms. The process is simple, quick and paperless.

Which banks’ credit card bills can be paid via Finkeda?

Finkeda supports payments for most major Indian banks. These include ICICI Bank, HDFC Bank, SBI, Axis Bank, Kotak Mahindra Bank and others. It also covers private, public and cooperative banks that are part of BBPS. You get the option to select your bank from the available list when making the payment.

Is credit card bill payment on Finkeda instant and secure?

Yes, payments are processed instantly through a secure channel. Finkeda follows RBI-compliant protocols. All data is encrypted and transactions go through verified networks. You will receive immediate confirmation and a digital receipt. Businesses can also use it for high-volume secure payments without delays or risks of data leaks.

Are there any charges for using Finkeda to pay credit card bills?

Finkeda does not charge hidden fees for credit card bill payments. However, certain billers may apply a small service charge. Any fee is shown clearly before payment with no hidden charges. Users and agents always know the exact amount being paid and received. There is no extra deductions made after confirmation.

Can I schedule automatic credit card bill payments on Finkeda?

Currently, Finkeda does not support full auto-debit for credit card bills. However, users can set reminders. These alerts notify you before the due date. You can then pay manually with just a few taps. However, businesses using Finkeda’s system can automate workflows through API integration.

What should I do if my credit card payment fails or is delayed?

First, check your transaction status in the app or dashboard. If the payment fails or is delayed, it usually auto-resolves. If not, contact Finkeda support through phone or email. You can also ask a Finkeda Saathi for help. Refunds or corrections are also handled quickly with proper tracking.

How can agents or retailers offer credit card bill payment services using Finkeda?

Agents can register as Finkeda Saathi. After KYC and setup, they can access the dashboard. Credit card bill payments can be made from their shop for walk-in customers. With each transaction, they earn a commission. In addition, Finkeda provides support and guidance for smooth service delivery and better earnings.

Will I get a receipt or confirmation after bill payment?

Yes, every credit card payment comes with an instant receipt. It includes payment ID, date and status. You can view or download this receipt anytime. If you pay through a Finkeda Saathi, they can print it for you. This receipt is also useful in case of disputes or delays.

Can I track all my past credit card bill payments through Finkeda?

Yes, you can track every payment through the transaction history section. It shows date, time, bank name and amount. You also get the option to filter by month or card. All your receipts are stored digitally and can be accessed or shared when needed. This feature helps maintain proper records for both personal and business use.

How can businesses integrate Finkeda’s credit card payment service into their platforms?

Businesses can connect through Finkeda’s API. Integration is simple and works with existing systems. It also supports white-labeling and automation. After KYC and approval, the Finkeda team is also available to assist you with technical setup. This allows seamless credit card bill payments inside corporate portals or apps under their own branding.