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Why You Need Smart Bill Payment Services

Electricity, Gas & Water Bills
Electricity, Gas & Water Bills
Missing a due date for electricity bills can lead to late charges or power disruption. Finkeda brings it all to one place. Just tap, pay, and relax.
Mobile & DTH Recharges
Mobile & DTH Recharges
When you need to top up your data or recharge a loved one’s DTH, Finkeda helps you to enjoy seamless recharges, real-time updates, and zero delays.
Why You Need Smart Bill Payment Services
Credit Card Payments
Credit Card Payments
Avoid interest penalties or service disruptions and never miss a due date again. Pay credit card bills instantly via Bbps Bill Pay and track payment history securely on the Finkeda Prime app.
One-Stop Utility Hub
One-Stop Utility Hub
Multiple billers. One platform. Finkeda connects you to the Bharat Bill Payments System (BBPS) and ensures all your essential payments are handled in seconds.
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Why Choose Finkeda

Zero Queues, Real-Time Bill Payments
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Zero Queues, Real-Time Bill Payments
Say goodbye to late charges and waiting lines. Finkeda processes your utility and credit card payments instantly, so you can pay anytime, even on Sundays or holidays, with live bill updates via Bbps Bill Pay.
RBI-Compliant, Secure Transactions
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RBI-Compliant, Secure Transactions
Finkeda follows RBI-approved digital protocols and uses end-to-end encryption to keep your data protected. Every transaction passes securely through certified Bharat Payment channels to ensure your money and identity stay safe.
Paperless, Hassle-Free Experience
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Paperless, Hassle-Free Experience
No need to do complex paperwork. All you require is your mobile number and bill details. Receipts are digital, records are auto-saved, and your entire payment history is accessible in the app whenever you need it.
Trusted Across Rural and Urban India
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Trusted Across Rural and Urban India
Whether you are in a city or a remote village, Finkeda’s app works with local and national service providers. Thanks to Bharat Payment infrastructure, thousands of users pay bills smoothly, even in areas with limited digital access.
Multi-Service Utility Desk for Your Customers
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Multi-Service Utility Desk for Your Customers
From electricity and water to DTH and credit card payments, Finkeda enables retailers to offer a wide range of bill payment services under one roof to drive more footfall, more repeat business, and better commission opportunities.
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Get Started in 3 Easy Steps

Manage your bills in just a few taps because paying bills shouldn’t feel like a task. It should feel empowering.
Step 1
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Download the Finkeda Prime App
Open the Play Store and search for "Finkeda Prime". Download and install the app on your smartphone. Sign up with your mobile number and basic details. Set your PIN to secure your account and complete the setup.
Step 2
2
Choose the Bill Type
Open the app and go to the "Bill Payments" section. Select the type of service: electricity, water, gas, mobile, DTH, or credit card. Enter the account number, customer ID, or biller reference as needed. The app will fetch the current bill amount and due details automatically.
Step 3
3
Pay and Relax
Confirm the bill details shown on screen. Choose your payment method (UPI, wallet, debit card, or net banking). Complete the transaction securely with one tap. Receive an instant payment receipt and view it anytime in your transaction history.
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Key Features & Benefits

Unified Platform
Unified Platform
Finkeda allows you to handle all types of utility and recharge payments in one app. No need for multiple logins, different wallets, or juggling between platforms, just one clean interface connected to trusted Bharat Bill Payments System networks for everything.
Instant Confirmation
Instant Confirmation
Once your payment is done, the system provides a real-time receipt and notifies you instantly. You can also view past payments anytime for easy record keeping.
Secure Payments
Secure Payments
We follow strict security standards to protect your transactions. Every time you make a payment, your details are encrypted and safeguarded using advanced technology.
Reliable Support That Listens
Reliable Support That Listens
No bots that loop. Our trained support team is available on call and chat to answer real concerns with clarity and speed. The solution to all your problems related to payment or is just a call away.
Fast Recharge Options
Fast Recharge Options
A mobile, DTH, or broadband top-up, Finkeda completes the recharge in seconds. You get the success confirmation instantly to ensure no failed transactions or duplicate payments.
Friendly App Interface
Friendly App Interface
The app is built to be clean, easy to navigate, and works even on phones with slower connections or older operating systems, so that everyone can use it without frustration.
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Frequently
Asked Questions

How do merchants benefit by partnering with Finkeda?

By converting stores into online banking hubs, merchants generate more revenue, increase foot traffic, and offer essential services, which include, but are not restricted to, bill pay, cash withdrawal, and recharges.

Can I use Finkeda’s platform to make utility bill payments?

Finkeda offers the best financial services, which not only encourage accessibility but also convenience. You can pay your gas, water and electricity bills by using utility payment services.

Is using Finkeda’s digital banking services secure?

Yes, Finkeda’s platform adheres to stringent security guidelines to provide secure, easy access to reliable financial services across India.

Do I get commissions for providing financial services?

Indeed! You earn from every transaction, including bill payments and recharges, while benefitting your rural community with Finkeda’s banking services.

What is AePS, and how does it benefit me?

With AePS, you can provide micro statements, balance checks, and withdrawals. It helps us bring rural financial services closer to users without requiring them to visit a bank.

Will I be able to access Finkeda’s banking services on holidays?

Yes, customers can access cash even on vacation, thanks to AePS and Micro ATM, ensuring that digital banking solutions are truly accessible at any time and from any location.

When will I receive my commission?

Depending on the service, commissions from Finkeda’s reliable and rural financial services are disbursed either immediately or daily. You can keep tabs on everything from your agent dashboard.

What happens if an AePS transaction doesn’t work?

A failed AePS transaction often reverses itself within 72 hours if the amount has been debited from the customer’s account. During this time, you can avail our assistance at all times.

What services are included in Micro ATMs?

mATM offers all banking services, including cash withdrawals, mini statement printouts, and balance enquiries. Finkeda’s merchant partner streamlines your financial activities with convenience.

How can I offer Finkeda financial services at my store?

You must sign up as a merchant with Finkeda to offer rural financial services in your village. These digital banking services include AePS, utility bill payments, Micro ATM, insurance and more.

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