image
curly-bracket

Why Finkeda for
Balance Enquiry Services?

Easy Access for Remote Areas
In many small towns, even to check bank account balance, people lose half a day traveling to branches. With Finkeda, merchants can bring this service to their shopfront, saving time for the entire community.
No Card or PIN Needed
Customers don’t need a debit card or password. They only need their Aadhaar number and a fingerprint or facial scan. That’s all it takes to check their bank account balance securely.
image
Serve More People, Grow More Business
Providing balance enquiries brings more customers to your store. As people visit for this basic banking need, they’re more likely to trust you with other services too, like withdrawals or recharges.
Earn as You Serve
Even balance enquiries come with real-time merchant commissions. It’s a simple service, but one that builds footfall, loyalty, and income, especially in semi-urban and rural outlets.
image
curly-bracket

Get Started in 4 Easy Steps

Enable balance enquiry service through your existing setup with minimal effort.
Step 1
1
Choose Balance Enquiry
The merchant logs into the Finkeda portal or app. They select the "Balance Enquiry" service from the dashboard. The service is ready to accept customer input.
Step 2
2
Enter Customer Details
The customer shares their Aadhaar number. They also select the bank linked to their Aadhaar account. The merchant verifies the information on the screen.
Step 3
3
Biometric Authentication
A fingerprint or face scan is used to verify the identity. The biometric is checked live with UIDAI. Only matched and verified entries are processed.
Step 4
4
Show Balance Instantly
Once verified, the system fetches the customer's available balance. The merchant can show the amount on-screen or offer a printout. The transaction is logged and the commission is credited in real time.
image
curly-bracket

Key Features & Benefits

01
Aadhaar-Based. No Password Needed.
Customers only need their Aadhaar number and biometric data. No need to remember PINs or carry a card. This makes it ideal for people with limited digital access.
Aadhaar-Based. No Password Needed.
02
Real Help in Rural Areas
You can offer banking access to customers who live far from branches or ATMs. Balance enquiries are a basic need, and now your shop can fulfil them.
Real Help in Rural Areas
03
Verified Through UIDAI in Real Time
Each balance enquiry is authenticated using UIDAI's system. This keeps the transaction accurate, safe, and tamper-proof.
Verified Through UIDAI in Real Time
04
Build Footfall and Earn on Every Transaction
More services bring more visitors. Each enquiry adds to your store traffic and earns you an instant commission. The process is fast and builds community trust.
Build Footfall and Earn on Every Transaction
curly-bracket

Our Partners

Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
curly-bracket

Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.