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Why Finkeda for
Money Transfers?

Zero infrastructure
investment
Finkeda connects rural communities to secure financial services through robust technology.
Instant commissions on every
transaction
Finkeda enables paperless onboarding, making banking access faster, safer, and easier for rural customers.
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Trusted by 45,000+
merchants
Finkeda builds and manages a trusted network of local agents to bring banking services to remote rural areas.
Real-time reports and
transaction history
Finkeda enables paperless onboarding, making banking access faster, safer, and easier for rural customers.
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Get Started in
4 Easy Steps

A step-by-step path of growth, innovation, and impact — connecting every corner of India with trusted financial solutions.
Step 1
1
Login/Register
Getting started is quick and hassle-free with Aadhaar and PAN-based KYC. Thereu2019s no need for complex paperwork u2014 just a simple verification process that lets you activate your account and start using Finkedau2019s services within minutes.
Step 2
2
Login/Register
Getting started is quick and hassle-free with Aadhaar and PAN-based KYC. Thereu2019s no need for complex paperwork u2014 just a simple verification process that lets you activate your account and start using Finkedau2019s services within minutes.
Step 3
3
Login/Register
Getting started is quick and hassle-free with Aadhaar and PAN-based KYC. Thereu2019s no need for complex paperwork u2014 just a simple verification process that lets you activate your account and start using Finkedau2019s services within minutes.
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Key Features & Benefits

01
Swift domestic money transfer processing
We bridge the gap between urban and rural India, making finance accessible to all wherever you are.
Swift domestic money transfer processing
02
Round-the-clock money transfer accessibility
We bridge the gap between urban and rural India, making finance accessible to all wherever you are.
Round-the-clock money transfer accessibility
03
Encrypted and safe transactions
We bridge the gap between urban and rural India, making finance accessible to all wherever you are.
Encrypted and safe transactions
04
Encrypted and safe transactions
We bridge the gap between urban and rural India, making finance accessible to all wherever you are.
Encrypted and safe transactions
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Our Partners

Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
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Security & Compliance

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Compliance Icon
RBI-Compliant & Fully Regulated
We fully comply with RBI regulations, ensuring every transaction meets legal and financial standards.
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End-to-End 256-bit Encryption
All data and transactions are encrypted using 256-bit SSL encryption, which ensures protection from any unauthorized access or breaches.
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Two-Factor Authentication
Finkeda implements OTP-based and biometric authentication for an added layer of security during logins and high-value transactions.
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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.