Sep. 15, 2025
GST cut on insurance may not bring relief, premiums could rise 12-18 %
From 22 September, individual life and health insurance policies — including term, ULIPs, and family floaters will move to a Nil GST bracket, lowering costs for millions of households and boosting India’s push toward insurance for all by 2047
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A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan
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Consumer borrowing behaviour is evolving in 2025, and today consumers have access to a variety of credit types, beyond the traditional loan. Among these types of credit, credit lines are becoming the most desirable method of borrowing because they allow the borrower to pay for only what they use. Credit lines are flexible and convenient; they provide cash for recurring or unforeseen needs like healthcare, education, child-related expenses, and household problems.
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