Finkeda offers individual health insurance, family floater plans, senior citizen coverage and top-up policies. You can also find accident and critical illness plans. All plans are from trusted providers. Some policies cover cashless hospitalisation, pre- and post-hospital expenses and daily hospital cash. You can explore options online or with a Finkeda Saathi.
Visit the Finkeda website or go to a nearby Finkeda Saathi. Enter your basic details like age, location and coverage needs. The platform shows multiple plans side by side. You can check premiums, benefits, exclusions, claim limits and the hospital network. This helps you find a plan that suits your budget and health needs.
Yes, many health plans on Finkeda do not need a medical check-up. This depends on your age, medical history and the plan selected. If a check-up is not required, you can complete the purchase fully online. Some policies may still ask for a short health declaration or basic health questions.
Yes, Finkeda offers both types of plans. Individual plans cover one person. Family floater plans cover the entire family under one policy. You can choose based on your needs, the number of family members, and your budget. Both options offer digital purchase, renewal and claim services. A Finkeda Saathi can help you decide.
Most plans cover hospitalisation, surgeries, ambulance charges and pre- and post-hospital expenses. Cashless treatment in network hospitals is usually included. Common exclusions are cosmetic surgery, fertility treatments, self-inflicted injuries and illnesses within the waiting period. Always read the terms carefully before buying. A Finkeda Saathi can explain details if needed.
Companies can partner with Finkeda through our digital B2B platform. After verification, you can select group policies for your employees. Plans can be customised based on employee count and budget. Finkeda helps with onboarding, claims support and renewals. A Finkeda Saathi or account manager will assist throughout the process.
You need a valid identity proof, address proof, and a recent passport-size photo. Some plans may ask for income proof or medical records. You can upload documents online while buying. If you prefer offline help, a Finkeda Saathi can assist. Make sure your documents are clear and up to date.
You can file a claim online or visit a Finkeda Saathi for help. For cashless claims, use your health card at a network hospital. For reimbursement, submit bills, discharge summaries and other documents. Finkeda coordinates with the insurer to process your claim. You receive updates until your claim is settled.
Yes, most plans cover pre-existing diseases after a waiting period. This waiting period may be two to four years, depending on the policy. During this time, related claims may not be accepted. Always check the waiting period before buying. Finkeda Saathis can guide you to plans with shorter wait times.
Yes, you can claim tax deductions under Section 80D of the Income Tax Act. The deduction applies to premiums paid for yourself, your family, or your parents. The benefit amount depends on the age of the insured person. Finkeda provides policy receipts and documentation needed for tax filing.
