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Bharat Bill Payment System (BBPS)
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Why Finkeda for
BBPS Services?

One Place for All Bills
No need for multiple portals. An electricity bill or any recharge, Finkeda lets you manage all bill categories from one platform, which is easy to learn, quick to operate.
Serve Rural Customers with Real Need
Your store becomes the nearest utility payment hub in places where apps or banks aren’t reachable. People will be able to pay their bills close to home, without long lines or travel.
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Instant Commission for Every Bill
Each time you process a utility payment, your commission is credited immediately. No waiting or confusion. Your income grows with every service delivered.
Secure, Real-Time Transactions
All bill payments are routed through NPCI’s BBPS network. Transactions are safe, verified and recorded, which gives you and your customers confidence every time.
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Get Started in 4 Easy Steps

Make utility payments a part of your business with simple steps and minimal training.
Step 1
1
Select Bill Payment Service
The Finkeda Saathi opens the BBPS menu. They will choose the category: electricity, gas, water, mobile, DTH, credit card, etc. Enter customer account details or bill number.
Step 2
2
Fetch Bill Details
The Finkeda system fetches the live bill from the selected biller. The amount due and the due date will be displayed. The customer will confirm before proceeding.
Step 3
3
Complete Payment
The merchant chooses the preferred payment method: UPI, wallet, or debit card. The customer makes the payment. The transaction is processed and settled in real-time.
Step 4
4
Instant Receipt and Commission
The merchant hands over a printed or SMS receipt. The commission is automatically added to the merchant’s wallet. Full transaction details are saved in the merchant portal.
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Key Features & Benefits

01
All Utility Bills, One Platform
From mobile top-ups to water taxes, Finkeda gives you access to a wide list of service providers so that you can offer full coverage from one app.
 All Utility Bills, One Platform
02
Built for Walk-in Customers
Help customers who don’t use apps or online portals. Just a bill number and a mobile phone are enough to process payments on their behalf.
Built for Walk-in Customers
03
Fast Settlement, Transparent Records
Every payment generates a receipt for the customer and a real-time settlement record for the merchant, trackable anytime.
Fast Settlement, Transparent Records
04
Earn More with Every Tap
With each transaction, you not only help your customer but also grow your income. The more you serve, the more you earn.
Earn More with Every Tap
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Frequently
Asked Questions

What is Bharat Bill Payment System (BBPS) and how does Finkeda integrate with it?

BBPS is a Reserve Bank of India-approved system for secure and centralised bill payments. Finkeda is also integrated with BBPS. This allows users to pay utility bills to verified service providers. You can access multiple billers in one place. Your payments are processed instantly. Our platform also prioritises safety, reliability, and transparency for every transaction.

Which types of bills can I pay through Finkeda’s BBPS platform?

You can pay electricity, water, gas, mobile postpaid, landline, DTH, broadband and credit card bills. FASTag recharges are also included. Finkeda connects you to national and local billers through BBPS. You can make these payments using the Finkeda Prime app or at any nearby Finkeda Saathi outlet.

Is BBPS safe and RBI-compliant when used via Finkeda?

Yes, BBPS on Finkeda is completely safe. It follows RBI-compliant digital protocols. All transactions are encrypted. Moreover, our system ensures the secure processing of data and payments. You will also receive confirmation instantly. Finkeda also stores your records digitally, so you can access past bills safely anytime through the app.

Can businesses use Finkeda for bulk Bharat bill payments under BBPS?

Yes, businesses can use Finkeda’s BBPS service for bulk payments. You can manage multiple utility or broadband accounts through one dashboard. Housing societies, offices and retailers can use it easily. Finkeda also offers help through its Saathi network to onboard and support businesses for high-volume billing.

What are the transaction limits or daily caps for BBPS payments on Finkeda?

Finkeda follows the transaction limits defined by BBPS and RBI. For most bill types, daily caps are high enough for regular users and merchants. If your bill exceeds the limit, you may need to split the payment. The best thing to do is to check specific limits within the app or ask a Finkeda Saathi.

How fast is bill confirmation after paying via BBPS on Finkeda?

Confirmation is instant. Once you complete the payment, Finkeda shows a success message and provides a real-time receipt. You can view or download this receipt immediately. The app also saves it in your payment history. If you pay through a Finkeda Saathi, they will give you the printed receipt.

Are there any service charges for Bharat Bill Payment transactions on Finkeda?

Most BBPS bill payments on Finkeda do not have extra service charges. Some billers may apply a nominal fee, which is displayed clearly before you pay. Finkeda does not charge hidden fees. If you are taking help from our Finkeda Saathi, they will inform you of any charges before processing your request.

Can I get real-time payment status and receipts through Finkeda BBPS?

Yes, Finkeda provides real-time status updates for every BBPS transaction. Once you pay, the app shows the status instantly. You also receive a digital receipt. All past receipts are also stored in your app’s transaction history. You can easily access or share them anytime.

How can my organization integrate Finkeda’s BBPS API into our billing system?

To integrate, contact the Finkeda team for BBPS API access. You’ll need to complete registration and KYC. Once approved, you can connect Finkeda’s microservice architecture to your system. This enables bill collection and tracking under your brand. Finkeda also offers support for setup, testing and ongoing management.

Does Finkeda support reminder and auto-pay options for recurring BBPS bills?

Finkeda allows users to set reminders for upcoming BBPS bills. These can be managed inside the app. While auto-debit is not currently active, manual payments are quick and take just a few taps. You will also receive notifications to avoid missed due dates. You can also reach out to our Finkeda Saathi, who will assist with setting reminders if needed.