image
curly-bracket

Why Finkeda for
BBPS Services?

One Place for All Bills
No need for multiple portals. An electricity bill or any recharge, Finkeda lets you manage all bill categories from one platform, which is easy to learn, quick to operate.
Serve Rural Customers with Real Need
Your store becomes the nearest utility payment hub in places where apps or banks aren’t reachable. People will be able to pay their bills close to home, without long lines or travel.
image
Instant Commission for Every Bill
Each time you process a utility payment, your commission is credited immediately. No waiting or confusion. Your income grows with every service delivered.
Secure, Real-Time Transactions
All bill payments are routed through NPCI’s BBPS network. Transactions are safe, verified and recorded, which gives you and your customers confidence every time.
image
curly-bracket

Get Started in 4 Easy Steps

Make utility payments a part of your business with simple steps and minimal training.
Step 1
1
Select Bill Payment Service
The Finkeda Saathi opens the BBPS menu. They will choose the category: electricity, gas, water, mobile, DTH, credit card, etc. Enter customer account details or bill number.
Step 2
2
Fetch Bill Details
The Finkeda system fetches the live bill from the selected biller. The amount due and the due date will be displayed. The customer will confirm before proceeding.
Step 3
3
Complete Payment
The merchant chooses the preferred payment method: UPI, wallet, or debit card. The customer makes the payment. The transaction is processed and settled in real-time.
Step 4
4
Instant Receipt and Commission
The merchant hands over a printed or SMS receipt. The commission is automatically added to the merchant’s wallet. Full transaction details are saved in the merchant portal.
image
curly-bracket

Key Features & Benefits

01
All Utility Bills, One Platform
From mobile top-ups to water taxes, Finkeda gives you access to a wide list of service providers so that you can offer full coverage from one app.
 All Utility Bills, One Platform
02
Built for Walk-in Customers
Help customers who don’t use apps or online portals. Just a bill number and a mobile phone are enough to process payments on their behalf.
Built for Walk-in Customers
03
Fast Settlement, Transparent Records
Every payment generates a receipt for the customer and a real-time settlement record for the merchant, trackable anytime.
Fast Settlement, Transparent Records
04
Earn More with Every Tap
With each transaction, you not only help your customer but also grow your income. The more you serve, the more you earn.
Earn More with Every Tap
curly-bracket

Our Partners

Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
curly-bracket

Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.