In places with limited access to banking, Finkeda provides micro-automated teller machines (MicroATMs) for cash withdrawals. Local merchants assist customers in taking money out of their bank accounts using this small device. For people who live in rural or semi-urban areas with few or no traditional ATMs, it is a convenient and practical option for cash withdrawal.
Visit your nearby Finkeda-enabled shop with your debit card. The Finkeda saathi will swipe your card in the mATM device, enter the amount and ask you to input your PIN. Once verified, you receive cash on the spot and a receipt or SMS for confirmation. It’s quick and safe.
You can withdraw up to ₹10,000 per transaction using Finkeda’s Micro ATM. This limit ensures secure and manageable cash flow. Multiple transactions might be possible depending on your bank’s rules. Your local saathi can assist based on your card type and daily limit.
Yes, a small service fee may apply depending on your bank’s policy. The charges are minimal and go towards maintaining secure and accessible services. Your saathi will inform you about any applicable fees before completing the transaction and a printed or digital receipt will be provided.
Register with Finkeda as a merchant. Once verified, we’ll provide the Micro ATM device and full guidance. You can start offering cash withdrawals and balance enquiries at your shop, earning attractive commissions on every transaction while helping your local community with accessible banking.
No, you do not need a banking license. Finkeda authorizes you as an saathi and provides the tools and support to offer these services legally. You only need a basic setup and a willingness to help your customers with simple, secure financial transactions.
Finkeda provides full onboarding training to get you started. You also get continuous support from our dedicated service team, device warranty and help with any technical or customer issues. We ensure that you always have the tools and assistance you need to serve confidently.
Yes, services through Finkeda’s Micro ATM work even on weekends and holidays. With 24×7 support for IMPS transactions, cash can be withdrawn anytime. This is especially helpful in emergencies or when banks and traditional ATMs are closed or far away.