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Why Finkeda for
Cash Withdrawal?

Bring Banking to the Last Mile
People in small towns often walk miles for cash. With mATM, you can offer withdrawals at your store and bridge the gap between banks and the community.
Earn with Every Transaction
Each time someone withdraws cash using your Micro ATM, you earn a commission. You won't have to wait or submit any documentation. Your income grows with every swipe.
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Low-Cost, High-Impact Setup
No heavy equipment or special premises required. A small micro-ATM and a basic internet connection are all it takes to start.
Full Warranty and Strong Support
Your mATM device comes with a one-year warranty. In addition, Finkeda’s support team is always available to help with setup, operations and issues.
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Get Started in 2 Simple Steps

Enable cash withdrawal services from your store in just a few minutes.
Step 1
1
Merchant Onboarding
Register for mATM on the Finkeda platform. Upload your documents and complete KYC. Once verified, your Micro ATM is activated and ready.
Step 2
2
Cash Withdrawal Process
Power on the device and log in. Customer inserts debit card and enters PIN. Select "Cash Withdrawal". The amount is debited and the customer gets cash. The transaction receipt is generated. Both the merchant and the customer receive confirmation.
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Key Features & Benefits

01
Local ATM at Your Store
Offer cash withdrawals in areas with limited ATM coverage. Customers get the service they need, right near home.
Local ATM at Your Store
02
Quick and Safe Transactions
Withdrawals are routed through secure banking networks. No errors. No delays.
Quick and Safe Transactions
03
Real-Time Commission
Each cash withdrawal gives you a commission instantly. More use means more income.
Real-Time Commission
04
Dual Function Device
Your mATM also works as a PoS machine. Accept card payments or offer cash, both from one smart device.
Dual Function Device
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.