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Why Finkeda for
Balance Enquiry Services?

Easy Access for Remote Areas
In many small towns, a simple task like checking a bank balance means half a day lost in travel. With Finkeda, agents can bring this service to their shopfront, saving time for the entire community.
No Card or PIN Needed
Customers don’t need a debit card or password. They only need their Aadhaar number and a fingerprint or facial scan. That’s all it takes to check their bank account balance securely.
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Serve More People, Grow More Business
Providing balance enquiries brings more customers to your store. As people visit for this basic banking need, they’re more likely to trust you with other services too, like withdrawals or recharges.
Earn as You Serve
Even balance enquiries come with real-time agent commissions. It’s a simple service, but one that builds footfall, loyalty, and income, especially in semi-urban and rural outlets.
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Get Started in 4 Easy Steps

Enable balance enquiry service through your existing setup with minimal effort.
Step 1
1
Choose Balance Enquiry
The agent logs into the Finkeda portal or app. They select the "Balance Enquiry" service from the dashboard. The service is ready to accept customer input.
Step 2
2
Enter Customer Details
The customer shares their Aadhaar number. They also select the bank linked to their Aadhaar account. The agent verifies the information on the screen.
Step 3
3
Biometric Authentication
A fingerprint or face scan is used to verify the identity. The biometric is checked live with UIDAI. Only matched and verified entries are processed.
Step 4
4
Show Balance Instantly
Once verified, the system fetches the customer's available balance. The agent can show the amount on-screen or offer a printout. The transaction is logged and the commission is credited in real time.
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Key Features & Benefits

01
Aadhaar-Based. No Password Needed.
Customers only need their Aadhaar number and biometric data. No need to remember PINs or carry a card. This makes it ideal for people with limited digital access.
Aadhaar-Based. No Password Needed.
02
Real Help in Rural Areas
You can offer banking access to customers who live far from branches or ATMs. Balance enquiries are a basic need, and now your shop can fulfil them.
Real Help in Rural Areas
03
Verified Through UIDAI in Real Time
Each balance enquiry is authenticated using UIDAI's system. This keeps the transaction accurate, safe, and tamper-proof.
Verified Through UIDAI in Real Time
04
Build Footfall and Earn on Every Transaction
More services bring more visitors. Each enquiry adds to your store traffic and earns you an instant commission. The process is fast and builds community trust.
Build Footfall and Earn on Every Transaction
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Frequently
Asked Questions

What Are the saathi Benefits of Offering Balance Enquiry?

As an saathi, you earn commissions for every balance enquiry. With instant settlements, hybrid mATM-mPOS devices and excellent customer support, you grow your income while helping your community access essential banking services easily and affordably.

What Requirements Are Needed to Operate the Device?

You need a smartphone, an internet connection and the Finkeda-provided Micro ATM device. You do not need to have a complex setup or a large investment. The device is easy to carry and user-friendly to use in any retail space with no hassle. 

How Do I Enable Balance Enquiry Services at My Outlet?

You just need to get registered with Finkeda. Once onboarded, we provide you with the Micro ATM device and guide you through the process. You will be able to help customers check balances alongside earning commissions on each successful enquiry.

Are There Charges for Using Balance Enquiry?

A very small service fee may apply, depending on the bank. The saathi will clearly inform you about the charges before the transaction. You will also always receive a receipt or SMS confirmation for full transparency and peace of mind.

Is This Service Available 24/7?

Yes, balance enquiry services through Finkeda Micro ATM are available 24/7. Even if you want to check your balance in the late evening or on a holiday, our merchant store will be open for you throughout the day. This service offers real convenience for daily financial needs.

Who Can Use Micro‑ATM Balance Enquiry Service?

The microATM balance enquiry service is available to anyone with a debit card issued by their bank. It is perfect for people who live in rural, semi-urban, or low-connectivity areas, especially those with no immediate access to their banks or ATMs but still need fast account balance updates. 

How Does a Finkeda Micro‑ATM Work for Balance Checks?

The customer visits a Finkeda-associated outlet and provides their debit card. The saathi inserts the card in the microATM and the customer will enter their PIN. Once these steps are completed, the balance is displayed on the device instantly. It is a quick, secure way to know account details without visiting a bank branch.

What Is Micro‑ATM Balance Enquiry?

Micro-ATM balance enquiry lets users check their bank account balance through a small, portable machine at a nearby store. It’s a simple and fast service for people living in remote areas where regular ATMs or banks aren’t easily available.

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