image
curly-bracket

Why Finkeda for
Cash Management?

No Branch? No Problem
Local retailers and merchants don’t need bank-like setups. With just a smartphone or computer, you can offer reliable cash management and loan collection services to customers in your neighborhood.
Instant Commissions on Every Collection
Earn as soon as a transaction is completed. Finkeda credits commissions instantly to your wallet with every successful EMI or loan collection, with no delays or follow-ups.
image
Built for Rural and Semi-Urban India
From tier-2 towns to remote areas, our CMS network helps Finkeda Saathi provide important financial access to underserved communities where bank branches are far and few.
Live Tracking and Reports
You stay in control with instant receipts, real-time updates and downloadable reports. You can also view each transaction’s status, commission earned and customer details, everything in one dashboard.
image
curly-bracket

Get Started in 4 Easy Steps

Your path to becoming a financial service provider begins here. Offer critical services and grow your business with every EMI collection.
Step 1
1
Customer Visits Your Store
A customer walks in to pay their loan EMI or other dues.. They provide the account details and the EMI amount.. You access the CMS section on the Finkeda dashboard or app..
Step 2
2
Enter Customer Details
Input the loan account number or unique customer ID.. Choose the lender from the dropdown list.. Confirm the due amount and fetch the payment status in real-time.. The system auto-generates the total payable with zero manual error..
Step 3
3
Accept Cash and Process Payment
Collect the exact amount in cash from the customer.. Use your Finkeda login to process the payment securely.. Finkeda routes the collection to the correct loan partner instantly.. A confirmation screen appears immediately with all details..
Step 4
4
Receipt Generated, Commission Credited
Provide the customer with a printed or digital receipt.. Get your commission credited to your Finkeda wallet instantly.. The transaction is recorded in your history with downloadable proof.. The customer avoids a trip to the bank and you earn trust and income..
image
curly-bracket

Key Features & Benefits

01
EMI Collection Made Easy
No complex forms or banking apps. Merchants can handle customer loans and EMI collections in real time using just the Finkeda platform, which is simple, fast and secure.
EMI Collection Made Easy
02
Works for Any Loan Type
Personal loan, gold loan, or microfinance EMI, our CMS system supports all kinds of repayments for multiple financial partners, giving your shop an edge.
Works for Any Loan Type
03
Always-On System
Finkeda CMS works 365 days a year. Even when banks are closed, your store can accept payments and provide receipts. And you become a trusted and dependable payment point in your locality.
Always-On System
04
Trusted Payment Routing
Each collection is mapped to authorised lenders and routed through verified bank networks. Customers and merchants both receive instant confirmation, so no doubts or delays.
Trusted Payment Routing
05
Boost Footfall and Build Loyalty
Offering CMS services turns your store into a go-to place for financial transactions. More visits mean more business, and your customers stay connected for the long run.
Boost Footfall and Build Loyalty
06
Secure Platform with Support
All transactions are encrypted and backed by RBI-compliant systems. And if you ever need help, our support team is just a call away.
Secure Platform with Support
curly-bracket

Our Partners

Partner
Partner
Partner
Partner
Partner
Partner
Partner
Partner
curly-bracket

Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.