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Why Offer Utility
Bill Payments with Finkeda

Make Your Shop More Useful
Online bill payment is a regular need. Be the go-to person in your area for electricity, gas, water, mobile, and DTH payments.
Get Paid for Every Transaction
Each payment you process brings a clear commission to you. More customers mean more income every single day.
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Simple to Use, Easy to Learn
No technical knowledge is needed. Our system supports all forms of utility bill payment, even in busy shops or rural areas.
Works Across All Major Providers
From local electricity boards to national mobile networks, our platform connects you to verified billers through the Bharat Bill Payment System (BBPS), enabling seamless online bill payment for every utility.
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Get Started in 4 Easy Steps

Begin offering utility payment services from your shop with just a few clicks.
Step 1
1
Sign Up as a Finkeda Merchant
Complete your KYC and activate utility bill payment services on your dashboard.
Step 2
2
Accept Customer Details
Your customers bring their bill or account number‐whether it's for electricity, gas, or Credit Card Bill Payments. You select the biller from the dropdown.
Step 3
3
Complete the Payment
Enter the amount and confirm. The Credit Card Bill Payments or utility payment is processed instantly and securely.
Step 4
4
Share Confirmation and Earn
The customer gets a receipt, and you receive a commission for every transaction, from a DTH recharge to a Pay Electricity Bill Online request.
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Key Features & Benefits

01
Instant and Reliable Bill Processing
Every online bill payment is processed through BBPS to ensure secure and timely transactions.
Instant and Reliable Bill Processing
02
Increased Footfall and Daily Income
Offering essential services brings more customers to your shop, increasing both visits and earnings.
Increased Footfall and Daily Income
03
No Extra Investment or Hardware
Use your existing phone or computer. No extra devices needed.
No Extra Investment or Hardware
04
Real-Time Updates and Receipts
Confirm every payment on the spot and give customers printed or digital proof.
Real-Time Updates and Receipts
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Our Partners

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Frequently
Asked Questions

Are There Any Transaction Limits?

Yes, there are limits set by individual banks and NPCI. Usually, a customer can withdraw up to ₹10,000 per transaction. Some banks may set daily or monthly limits too. The Finkeda Saathi informs customers about any limits before proceeding.

Can I Access Government Subsidies Via Aadhaar Banking?

Yes. Customers can access subsidies and welfare benefits credited to their bank account through Aadhaar. With a fingerprint check at the Finkeda Saathi outlet, the amount can be withdrawn instantly. This makes subsidy access simple for rural families.

How Do I Offer Aadhaar Banking Services?

To become a Finkeda Saathi, register and complete the simple onboarding process. We provide the device, training, and support. Once setup is done, you can start offering Aadhaar-based services like cash withdrawal, mini statements, and earn commission on every transaction.

How Many Transactions Does NPCI’s AePS/Aadhaar Banking Handle?

NPCI’s AePS platform processes over 20 crore transactions monthly across India. It shows how widely Aadhaar banking is used, especially in rural areas. Finkeda Saathis contribute by offering these services to people who rely on Aadhaar for everyday banking.

How Does Aadhaar Banking Support Financial Inclusion?

It brings banking to places where banks don’t exist. People without smartphones or debit cards can access services using only Aadhaar. No travel, no paperwork. Aadhaar banking helps daily wage workers, farmers, and elderly citizens manage their money safely and close to home.

Is This Service Available Anytime?

Yes. Aadhaar banking services like balance checks and cash withdrawals work 24×7. Finkeda Saathis are often open during weekends and holidays too. This helps customers access money even when banks are closed or far away.

Is Aadhaar Banking Secure?

Yes. Every transaction is verified using the customer’s fingerprint and Aadhaar number. Data is encrypted and processed through NPCI. No PIN or card is used, which lowers fraud risk. Finkeda Saathis also receive secure, certified devices and system support for safe transactions.

What’s Required to Use Aadhaar Banking?

Customers need a bank account linked to Aadhaar and their fingerprint. For the Finkeda Saathi, a smartphone, internet, and biometric device are enough to offer services. No large setup is needed. Aadhaar and fingerprint match is all that’s required to complete transactions.

Who Is Eligible for Aadhaar Banking?

Anyone with a bank account linked to their Aadhaar number can use Aadhaar banking. It helps people in rural and small-town areas who may not have access to debit cards or smartphones. They only need their Aadhaar number and fingerprint for verification.

What Services Come Under Aadhaar Banking?

Aadhaar banking includes cash withdrawals, balance enquiry, mini statements, and Aadhaar Pay. All services are done using Aadhaar and fingerprint, without needing a card or PIN. With just a visit to a Finkeda Saathi, rural customers can access essential banking services safely and quickly, right near their homes.

Is Balance Enquiry Available During Holidays or After Hours?

Yes. Services through AePS and Micro-ATM work even on weekends and holidays. Most Finkeda Saathis stay open beyond bank hours. So, you can check your balance or withdraw money when banks are closed. It’s helpful during emergencies or outside regular working times.

How Does This Service Enhance Financial Inclusion?

It gives people in small towns easy access to banking. No travel, no long lines. Just Aadhaar or a card and a quick visit to the Finkeda Saathi. It helps elderly people, daily wage workers, and others manage their money easily, safely, and close to home.