UPI lets you send and receive money instantly between bank accounts using a mobile app. No account number or IFSC needed.
Yes. A valid bank account linked to your mobile number is required.
A UPI PIN is a 4 or 6-digit code you enter to approve payments. It’s set by you and should never be shared.
Yes. You can transfer money, scan and pay, and make instant payments through the UPI section in the app.
Most banks allow up to 1 lakh per day, but the exact limit depends on your bank and the app’s rules.
You can reset it using your debit card details inside the UPI settings.
Yes, if your bank supports UPI on credit cards. You’ll see the option when linking accounts.
Your transaction won’t go through. Multiple wrong attempts may temporarily block your UPI for security reasons.
Yes. You can view all your past transactions in the UPI History section.
Yes. You can scan any merchant QR and pay for bills, utilities, and everyday purchases.
Aside from any minimum balance your bank requires, UPI doesn’t need anything extra. You just need enough balance for the payment.
Yes. You can link and switch between multiple accounts inside the app.
